Commercial Portfolio Manager II - CIP
About The Position
The Commercial Portfolio Manager Portfolio Manager II – CIP is considered a market and industry resource, providing expertise and advisory guidance in complex debt and capital solutions. Duties & Responsibilities: Manages a portfolio of commercial customers in partnership with the relationship manager. Will have highly visible role in managing the customer relationship along with the relationship manager assigned to the account. Service, deepen, and retain assigned profitable customer relationships by proactively evaluating and mitigating associated business risks and opportunities. Optimize customer relationships working directly with Relationship Managers to grow fees, deposits, and portfolio revenue. Own primary responsibility for the credit quality and monitoring of Commercial portfolio risks. Will be responsible for risk rating new credits and ongoing updating of risk grades in assigned portfolio. Responsible for underwriting quality, portfolio administration, and ongoing credit quality of assigned portfolio. Will work directly with the Team Leader, Relationship Managers, Regional Commercial Management, and Regional Credit Officer. Effectively present proposed credit actions in written analysis document and as necessary, verbally to Senior Loan Committee. Conduct portfolio reviews with senior management Must function in the team environment, where the colleague may be assigned to work with teams outside of their direct reporting line. Participation in special projects is expected. Mentor Credit Analysts to develop required competencies and experience. Prioritize work to meet customer expectations. Analysis of existing portfolio to identify trends and opportunities. Maintain up-to-date knowledge of market/industry trends Will serve as a mentor/coach to junior portfolio managers, credit analysts and relationship managers. Will have the ability to successfully interact with senior leadership, clients and prospects on a professional consultative basis. Performs other duties as assigned.
Requirements
- Bachelor’s Degree
- Minimum of 3+ years of relevant experience in Commercial Banking.
Nice To Haves
- Formal credit training.
- Proven and in-depth knowledge of credit products, risk assessment and debt structuring.
Responsibilities
- Manages a portfolio of commercial customers in partnership with the relationship manager.
- Service, deepen, and retain assigned profitable customer relationships by proactively evaluating and mitigating associated business risks and opportunities.
- Optimize customer relationships working directly with Relationship Managers to grow fees, deposits, and portfolio revenue.
- Own primary responsibility for the credit quality and monitoring of Commercial portfolio risks.
- Responsible for risk rating new credits and ongoing updating of risk grades in assigned portfolio.
- Responsible for underwriting quality, portfolio administration, and ongoing credit quality of assigned portfolio.
- Effectively present proposed credit actions in written analysis document and as necessary, verbally to Senior Loan Committee.
- Conduct portfolio reviews with senior management
- Mentor Credit Analysts to develop required competencies and experience.
- Prioritize work to meet customer expectations.
- Analysis of existing portfolio to identify trends and opportunities.
- Maintain up-to-date knowledge of market/industry trends
- Will serve as a mentor/coach to junior portfolio managers, credit analysts and relationship managers.
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
