Commercial Portfolio Manager 25-64

The Adam Corporation Group • College Station, TX

74d

About The Position

The Commercial Portfolio Manager provides support to commercial relationship managers, which includes preparation of credit approval packages, annual reviews, renewals of credits, credit and non-credit proposals, and coordination of loan closings and non-credit account set-ups. This role acts as a secondary contact on client relationships and coordinates credit and loan portfolio administration support for several commercial relationship managers.

Requirements

• Bachelor’s Degree in Business, Finance, Accounting or related discipline.
• 3 - 7+ years previous commercial portfolio experience or commercial loan and underwriting experience in a financial services environment.

Nice To Haves

• Excellent oral and written communication skills.
• Ability to make sound transactional decisions to ensure policies and directives are met.
• Ability to promote a client-service environment responding to client concerns as well as ongoing client relationship support.
• Ability to effectively interact with credit administration.
• Demonstrates understanding of credit servicing.
• Knowledgeable of computer systems including databases, Microsoft Office products, etc.
• Experience with credit analysis software.

Responsibilities

• Provides accurate financial analysis and risk assessment of new and existing clients.
• Reviews and spreads financial statements and prepares comprehensive financial analysis on the creditworthiness of the borrower.
• Underwriting, structuring, and risk rating of credit requests for new and existing client relationships.
• Prepares FACT sheets and credit approval packages and presentation documents.
• Responsible for ensuring all reviews and renewals of C&I and CRE loans are reviewed and re-documented (if necessary) timely, prior to becoming an administrative past due issue.
• Responsible for monitoring of covenants, covenant compliance, borrowing base certificates and other conditions of credit.
• May participate in on-site client visit with commercial relationship manager.
• Interprets and evaluates consumer credit bureau reports, Dun & Bradstreet business reports and public records.
• May perform other tasks and assist in projects as needed.

What This Job Offers

• Education Level: Bachelor's degree