Commercial Mortgage Loan Analyst

Ameritas•Lincoln, NE

9h•Hybrid

About The Position

Provide analytical support to the loan production and portfolio management activities of the Commercial Mortgage and Real Estate group of Ameritas Investment Partners (AIP). This is a hybrid role working partially in-office (Cincinnati, OH or Lincoln, NE) and partially from home. What you do: Provide initial review, analysis and written recommendations on new mortgage loans presented by loan correspondents or other sources. For loan opportunities, complete submission briefs, draft application-commitment documents and other related loan production documents. Assist management in monitoring our existing portfolio of mortgage loans. In a timely manner, complete all monthly and quarterly compliance reports, with appropriate analytical insight included, for individual loans, properties or for entire portfolios of loans or properties. Aid in the closing process of assigned loans. Review third party reports, leases and other due diligence activities. Assist with loan file assembly (hard copy or electronic). As scheduled or requested, travel to selected markets and call on mortgage banking correspondents, as an aid in new loan production, portfolio management and servicing functions. Perform property site inspections as assigned and document inspections. Track economic and real estate market information in the markets where Ameritas has commercial mortgage or real estate investment exposure or is considering such investment. Document such current information for use by management personnel in their decision making. Make recommendations to management based on data review. Provide other related support for our portfolio and loan servicing managers, as needed or assigned. Review inspection reports and operating statement reports for individual loans. Add appropriate data to the portfolio management systems and notify management regarding issues discovered. As requested, provide written rationale and recommendations for loans to be added to or removed from portfolio watch lists. Update valuation models using current property-level data. Provide requested support on real estate equity transactions. Such support will include analysis and commentary on individual markets, locations and other underwriting criteria. What you bring: A meaningful mission. Great benefits. A vibrant culture Ameritas is an insurance, financial services and employee benefits provider Our purpose is fulfilling life. It means helping all kinds of people, at every age and stage, get more out of life. At Ameritas, you’ll find energizing work challenges. Flexible hybrid work options. Time for family and community. But dig deeper. Benefits at Ameritas cover things you expect -- and things you don’t: An Equal Opportunity Employer Ameritas has a reputation as a company that cares, and because everyone should feel safe bringing their authentic, whole self to work, we’re committed to an inclusive culture and diverse workplace, enriched by our individual differences. We are an Equal Opportunity/Affirmative Action Employer that hires based on qualifications, positive attitude, and exemplary work ethic, regardless of sex, race, color, national origin, religion, age, disability, veteran status, genetic information, marital status, sexual orientation, gender identity or any other characteristic protected by law.

Requirements

Zero to two years of relevant experience required.
Associate degree required.
Strong preference for bachelor’s degree with a major in finance, real estate, or similar field of study.
Communication skills, reasoning and analytical skills; ability to operate independently, and ability to execute independent judgment are all required.
Working knowledge of word processing, databases, spreadsheet, property valuation (e.g., ARGUS) and mapping software are desired.

Nice To Haves

Previous experience in commercial real estate management, banking, investment management or related areas desired.
Industry relevant professional certifications or licensing are desirable but not required.

Responsibilities

Provide initial review, analysis and written recommendations on new mortgage loans presented by loan correspondents or other sources.
Complete submission briefs, draft application-commitment documents and other related loan production documents.
Assist management in monitoring our existing portfolio of mortgage loans.
Complete all monthly and quarterly compliance reports, with appropriate analytical insight included, for individual loans, properties or for entire portfolios of loans or properties.
Aid in the closing process of assigned loans.
Review third party reports, leases and other due diligence activities.
Assist with loan file assembly (hard copy or electronic).
Travel to selected markets and call on mortgage banking correspondents, as an aid in new loan production, portfolio management and servicing functions.
Perform property site inspections as assigned and document inspections.
Track economic and real estate market information in the markets where Ameritas has commercial mortgage or real estate investment exposure or is considering such investment.
Document such current information for use by management personnel in their decision making.
Make recommendations to management based on data review.
Provide other related support for our portfolio and loan servicing managers, as needed or assigned.
Review inspection reports and operating statement reports for individual loans.
Add appropriate data to the portfolio management systems and notify management regarding issues discovered.
Provide written rationale and recommendations for loans to be added to or removed from portfolio watch lists.
Update valuation models using current property-level data.
Provide requested support on real estate equity transactions.
Such support will include analysis and commentary on individual markets, locations and other underwriting criteria.