Commercial Middle Market Underwriter

Merchants • Bedford, NH

2d • $90,000 - $120,000 • Hybrid

About The Position

Commercial Middle Market Underwriter Hybrid Work Schedule Bedford, New Hampshire Merchants Insurance Group is a leading Property and Casualty Insurer in the Northeast and is looking for a Middle Market Underwriter for our Commercial Lines Underwriting team located in Bedford, New Hampshire. The Middle Market Underwriter will become part of a dedicated underwriting team, collaborating with our agency partners to deliver professional service that achieves the most optimal outcomes for our policyholders, and profitable growth for Merchants and our Agency Partners. Merchants Insurance Group, rated A- (Excellent) with a stable outlook by the A.M. Best Company, is proud to be one of Buffalo Business First ’s Best Places to Work in Western New York (2023-2025), a Fast Track company (2019-2025), and a Top Private Company (2019-2025). Merchants was also granted the Ward’s 50® designation as a top-performing property-casualty insurance company for four consecutive years (2021-2024) and has been granted the Ivans Spark Award for innovation (2024-2025). In October 2024, Newsweek and Statista included Merchants Insurance Group on their first-ever America’s Most Reliable Companies list, which highlights organizations that other companies can feel confident doing business with in 2025. Of 1,500 B2B companies evaluated, Merchants was one of only 300 companies to make the list. Merchants offers its colleagues a Hybrid work schedule. The Hybrid work schedule requires 2 full days per week in the office, with the option to work the remaining days at home or in the office. This exciting Hybrid Work benefit offers colleagues a flexible work schedule with the ability to remain connected with their Merchants team and colleagues.

Requirements

• College degree or equivalent work experience.
• 6-10 years in the insurance business as a property casualty commercial lines underwriter with individual risk underwriting responsibilities.
• Strong background in underwriting commercial lines accounts and building agency relationships.
• Microsoft Office knowledge as well as the ability to work with internal company systems (WINS, ImageRight etc.).
• Strong communication, organizational and computer skills.
• The ability to travel for approximately 10% of the work week.
• A valid driver's license is required.

Nice To Haves

• Property and Casualty insurance related coursework is a plus i.e. CPCU.
• Previous Agency relationships within the local insurance industry are highly desirable.

Responsibilities

• Cultivating solid relationships with Agency partners through in person meetings and virtual meetings.
• The ability to travel 10% of the work week to develop and maintain agency relationships.
• Individually risk Underwrite both new and renewal accounts ranging between upper small commercial to lower middle market.
• Targeting average of $25,000-$250,000 in premium, or as assigned by the Regional Supervisor or Manager.
• Works with the underwriting assistant to ensure adherence to corporate underwriting policy and service standards.
• Reviews accounts beyond individual authority with the Regional Underwriting Manager or Supervisor and recommends a course of action.
• Achieve commercial lines regional production goals and loss ratio objectives for assigned territory.

Benefits

• Flexible work arrangements, including flex scheduling and summer hours.
• Hybrid work schedule. The Hybrid work schedule will require 2 full days per week in the office, with the option to work the remaining days per month at home or in the office.
• Competitive pay scale.
• Generous paid time off package.
• Full Benefits: Health, Dental, Vision, Life Insurance, Short Term Disability, 401(k) employer match amount is 100% up to 6% of your annual contributions. You are immediately 100% vested in the employer match dollars.
• Outstanding company bonus program.
• Tuition Reimbursement.
• Welcoming and positive work environment.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level