Commercial Loan Specialist (59302)

PIEDMONT FEDERAL SAVINGS BANK•Winston-Salem, NC

19d•Onsite

About The Position

The primary duties of this postion include loan due diligence for loan origination, loan documentation preparation, post-closing, and post-closing document review. Be proficient in Laserpro, loan boarding, loan compliance, appraisal and environmental management, insurance and HMDA determination. Handle the origination, closing and post-closing process to ensure accurate and complete files. Work with the sales team and manage the closing calendar to ensure timely deliverly of loan documentation. Onboard originated loans, fund, process extensions and renewals, post-close quality review, and perform UCC and DOT filings and extensions. Develop efficient processing procedures for all aspects loan origination.

Requirements

Must have a high level of knowledge of the following subjects; might be regarded as an authority in the area by peers: Documentation requirements for loan origination
Produce closing documents using the Laserpro System
Onboard business loans to the CORE system
Must be able to train, coach, and answer questions from those at lower mastery levels around: Appraisal management
Closing Process Management including all required external documents needed
Must be able to identify issues with application of the following subjects, develop solutions, and implement improvements: Onboarding of new products
Ability to help manage the full commercial loan process with correct titling and storage of underwriting documents.
Must be able to apply the following principles and processes to day-to-day functions: Time Management
Multi-Tasking
Must be aware of the following general principles and operations; not expected to fully function in the area: General overall knowledge of the Bank's accounting principles and software
General business banking underwriting knowledge
Must have a high level of knowledge of the following subjects; might be regarded as an authority in the area by peers: Knowledge of the Laserpro System
Knowledge of the loan onboarding process
Must be able to train, coach, and answer questions from those at lower mastery levels around: Commercial loan processing, loan servicing process and procedures
Compliance Management
Must be able to identify issues with application of the following subjects, develop solutions, and implement improvements: General business banking loan process
Commercial loan documenation preparation, loan boarding, exception tracking, loan review
Must be able to apply the following principles and processes to day-to-day functions: Collaboration/Teamwork
Prioritizing, multi-tasking, meeting deadlines, and working independently on multiple projects
Consistent communication to various parties.
Must be aware of the following general principles and operations; not expected to fully function in the area: Loan servicing processes and procedures
Credit Underwriting processes and procedures
Must have a high level of knowledge of the following subjects; might be regarded as an authority in the area by peers: Loan Closing Document Preparation
Must be able to train, coach, and answer questions from those at lower mastery levels around: Loan Compliance
Appriasal Management
High School Degree Required
At least 2 years processing commercial loans including previous Laserpro experience.

Nice To Haves

Associates of Bachelor's Degree Preferred

Responsibilities

Provide exceptional client service both internally and externally.
Monitor pipeline of loans to ensure timely and accurate turnaround to sales team and provide WOW client service.
Review Loan Approval Sheets for accuracy and compile all needed loan due diligence documenation for each loan package.
Order Appraisals, Environmentals, Flood Certification, Credit Reports, and ensure all docuemnation is within policy and all forms are in the loan package.
Produce loan documentation using the Laserpro System and ensure accuracy before origination.
Manage closing process including interacting with attorneys and processing wires and internal tickets
Review loan documenation for accuracy including internally prepared loan documenation and attorney prepared loan documentation.
Accurately onboard commercial loans to core system and review data input.
Review loan files for completeness and follow-up on any missing/needed items in a timely manner.
Assist buisness lenders to clear tracked exceptions by requesting financial and document exceptions from clients, attorneys, title companies, etc.
Regularly attend work at the Bank's place of business during regular business hours.
Research payment issues and other system related loan issues.
Produce exception reports and weekly reports required by management.
Professionally communicate with other departments to solve issues and onboard products.
Review files for accuracy and stay up to date with latest compliance changes
Maintain a professional atmosphere with internal and external clients.
Attend team meetings
Other duties, as assigned
Cross train and back-up others, as assigned