Commercial Loan Processor

AgCarolina Farm Credit•Greenville, NC

About The Position

Commercial Loan Processor – office choice of Ahoskie, Elizabeth City, Greenville, Halifax, Louisburg, Lumberton, Smithfield, or Whiteville Are you passionate about supporting agriculture and rural communities? Do you thrive in a detail‑oriented environment where your analytical skills and sound judgment make a real impact? If so, we want to hear from you! As a Commercial Loan Processor, you’ll play a vital role in preparing and funding loan documents that uphold approved credit decisions, protect the Association’s collateral position, and maintain strong internal controls. You will be able to exercise your accounting and clerical skills to prepare proper loan funding in accordance with the Association policy and procedure. This position contributes directly supports agricultural producers and rural businesses across our territory. You’ll work in a collaborative culture that values confidentiality, time management, attention to detail, and exceptional customer service.

Requirements

Education and/or experience equivalent to an Associate’s degree in business, finance, accounting, or a related field
Experience as a loan processor or in a similar role with strong organizational and multitasking skills
Strong interpersonal, communication (written and verbal), and customer service skills
Detail‑oriented with excellent time management and organizational abilities
Ability to work independently under general supervision
Quick learner, adaptable, and strong problem solver
Ability to handle high‑stress situations in a professional and business‑focused manner
Strong computer proficiency, including Windows, Microsoft Word, Excel, and PowerPoint
Commitment to confidentiality and compliance

Nice To Haves

General understanding of agriculture and rural communities, preferred

Responsibilities

Prepare commercial loan documents in accordance with approved credit packages, ensuring accuracy of terms, rates, conditions, collateral descriptions, and supporting details
Prepare and submit attorney instruction letters and coordinate with third‑party attorneys or closing agents to ensure timely and accurate loan closings
Work closely with Loan Officers, Financial Specialists, Servicing Specialists, and external partners to complete accurate and timely loan closings
Process and confirm proper perfection of all intended collateral lien positions
Ensure timely scanning, filing, and organization of loan documents, forms, and checklists in accordance with Association policy and procedures
Prepare loan funding including checks and/or wires, ensuring compliance with internal control policies
Accurately book loan transactions into the system, including both cash and non‑cash transactions
Ensure consistency and accuracy between approved credit packages, executed documents, and final system entry
Complete post‑closing verifications and document quality reviews to support accurate financial reporting
Assist with incoming phone calls and branch visitors as needed, helping build strong relationships and deliver excellent service
Adhere to all internal control, compliance, and confidentiality standards
Support high‑quality loan servicing and accounting from application through loan payoff and release

Benefits

Competitive base pay, and eligibility for incentive pay based on personal and Association performance
Comprehensive benefits (medical, dental, life, LTD, and others) effective the first day of the month following your date of hire
Maternity, Paternity, and Caregiving Leave, because we care about our employees and know they have responsibilities outside of work
A market-leading 401(k) plan (with a dollar-for-dollar match on the first 6% you defer, plus an AgCarolina discretionary contribution)
Paid Time Off, plus 13 paid holidays annually
Training and professional development opportunities, and defined career pathways for many roles
Meaningful work that allows one to make a difference in agricultural and rural communities and to develop professionally
Opportunities for work-life balance that includes employee appreciation and family events
A great work environment with colleagues who have a shared commitment to our core values
Opportunities for everyone to think and act like a leader, regardless of the position you hold
A comprehensive wellness plan: we recognize that our greatest asset is our people—and for our people to perform at their best, they must be healthy and well.