Commercial Loan Processor

IBC • McAllen, TX

81d

About The Position

IBC Bank successes are the result of an aggressive and innovative attitude. The Bank's "We Do More" philosophy reflects its dedication to the growth and success of its employees, customers, and communities. IBC bank hires talented, creative, and dedicated individuals to help our business succeed. We are a company that values leadership, community engagement, and relationship building that leads to a culture of excellence. We are currently seeking to fill positions across all business segments. IBC's focus is to be customer-centric and strive to provide excellent customer experience. This is a full-time, in-office position in the Commercial Operations department.

Requirements

• 1 - 2 years related experience
• Excellent verbal and written communication skills required.
• Good organizational skills.
• Critical and analytical skills.
• Proficiency with Microsoft Word, Excel, and Outlook preferred.
• Bilingual in English and Spanish preferred.

Responsibilities

• Prepares loan documents accurately and to close the loan as scheduled.
• Facilitates the timely ordering of required documents (title work, compliance documents, flood documents, appraisals) and any other documents necessary to prepare the loan documents, based on board policy and regulatory requirements.
• Audits the loan documentation to ensure that all documents are in order prior to loan closing, paying close attention to detail in the preparation of documents.
• Uploads loans onto the PCS system.
• Reviews reports on input and verifies that information was entered correctly.
• Receives loan requests and ensures loan information is properly entered into the correct system for processing.
• Serves as a primary point of contact to assist internal and external stakeholders (lenders, customers, attorneys, title company) with various questions regarding loan closings.
• Consistently analyzes all loan documentation during processing to ensure accuracy of data and adherence to company policies and regulatory to safeguard IBC's legal position with the loan.
• Creates and maintains completeness of loan files both electronically and/or hard copies.
• Performs detailed audits of loan requests to ensure accurate and timely delivery of loan documents.
• Monitors loan compliance with all applicable laws, regulations, and company policies.
• Creates detailed reports for management related to all activities and status of loan processing.
• Other duties as assigned.

Benefits

• Medical Plan
• Employer Paid Life Insurance
• Flexible Spending Program
• 401k
• Profit Sharing Program
• Supplemental Benefit Programs such as: Vision, Dental, Disability
• Tuition Assistance Program
• Sick Leave
• Vacation
• Paid Holidays

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level