Commercial Loan Officer

First International Bank & Trust • Grand Forks, ND

231d

About The Position

As a community-focused bank with a strong regional presence, we are committed to serving our customers with integrity while supporting the growth of our employees. At FIBT, you'll work in a collaborative environment where your contributions make a meaningful impact on our clients and communities. We are seeking an experienced, relationship-focused Commercial Loan Officer to join our team in Grand Forks. This role is ideal for a motivated, customer-centric professional who thrives on building strong business relationships, structuring sound financial solutions, and driving commercial growth in the local market.

Requirements

• Bachelor's degree in finance, accounting, economics or related field.
• Minimum of 3 years of commercial lending or closely related experience.
• Proven track record in business development and loan origination.
• Strong analytical skills and attention to detail.
• Familiarity with the Grand Forks market and its business environment.
• Excellent communication and relationship-building skills.

Responsibilities

• Assess creditworthiness and authorize loan approvals by reviewing financial statements and required documentation.
• Analyze title reports, surveys, and collateral to identify and mitigate risk.
• Structure and negotiate loan terms that are beneficial to both the customer and FIBT.
• Clearly communicate loan conditions, terms, and obligations to customers.
• Monitor delinquent accounts and recommend appropriate action for resolution.
• Build and maintain strong relationships with new and existing clients by delivering customized financial solutions.
• Prepare and manage accurate loan documentation to ensure compliance with legal and regulatory standards.
• Stay informed on local and regional lending market trends, including interest rates and covenant structures.
• Actively develop and manage a pipeline of commercial lending opportunities in the Grand Forks area.

Benefits

• Health, Dental & Vision
• 401K Retirement Plan with Employer Match
• Paid Parental Leave
• Life and Disability Insurance
• Generous PTO and Holiday pay

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree