Commercial Lines Underwriter

Michigan Millers Mutual Insurance Company • Lansing, MI

1h • $63,000 - $80,000

About The Position

Michigan Millers Mutual Insurance Company, an affiliate of Western National Mutual Insurance, is a mutual insurance company, rated A (Excellent) by A.M. Best, with over 140 years of experience serving policyholders' property-and-casualty insurance needs across multiple regions in the United States. We believe in striving for growth without sacrifice and know that our culture creates and cultivates happy and dedicated employees, which we believe gives us the ability to deliver the highest level of customer service.

The core values for Michigan Millers and Western National Insurance, Connectiveness – Accountability – Empowerment are incorporated into all that we do. Our workplace culture encourages employees to seek out learning opportunities and to strive for growth and development in the insurance industry.

We understand the importance of a positive work community and a healthy workplace environment when striving for organizational success. Our emphasis on internal growth and maintaining healthy team relationships translates into external growth and building sustainable customer relationships.

Michigan Millers Mutual Insurance Company is seeking a Commercial Lines Underwriter to join our team!

The individual in this role will have the opportunity to develop a book of business by writing and retaining commercial lines accounts through assigned agencies.

Requirements

• Demonstrated time management skills with ability to meet deadlines.
• Strong negotiation and relationship-building skills.
• Ability to exercise sound business judgment.
• Proficient use of various core systems, office and computer equipment, and software packages.

Nice To Haves

• Demonstrated intermediate organizational and prioritization skills with ability to accomplish multiple priorities.
• Demonstrated understanding of industry practices, standards, and underwriting concepts.
• Demonstrated ability to communicate clearly and effectively both verbally and in writing.
• Bachelor’s degree preferred, experience in commercial lines underwriting in lieu of degree acceptable.
• Two-plus years’ experience in an underwriting role preferred.

Responsibilities

• Builds and maintains strong agency relationships.
• Effectively manages an agency territory to achieve established growth and profit goals.
• Assesses risk and exposures on new and existing business to identify opportunities to maximize assigned territory loss ratio and growth objectives.
• Uses established practices, processes, procedures, and underwriting authority level to analyze the operations and exposures of different types of risks to write, renew, or modify business.
• Uses research and analysis to develop practical underwriting solutions aligned with organizational objectives.
• Applies knowledge of coverage, forms, symbols, and endorsements per line of business.
• Applies knowledge of rating.
• Writes new business as defined by annual goals determined by the department.
• Identifies opportunities to improve the efficiency and effectiveness of applications and business processes.
• Consistently acts according to our customer experience standards, including responding quickly, maintaining a positive attitude, building rapport, demonstrating empathy, managing the customer’s expectations, using the proper communication channel for the situation, and taking ownership to ensure the customer’s issue is resolved.

Benefits

• Medical insurance options and other standard employee benefits, including dental insurance, vision benefits, life insurance, and more!
• Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA)
• 401(k) Plan (plus company match)
• Time Off - including vacation, volunteer, and holiday pay
• Paid Parental Leave
• Bonus opportunities
• Tuition assistance
• Wellness Program - including an onsite fitness studio
• Michigan Millers and Western National Insurance believe in supporting the balance between work and life by providing a flexible work environment, which includes a variety of hybrid work arrangements designed to balance individual, job, department, and company needs.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level