Commercial Lines Underwriter - TX

Columbia Insurance Agency • Austin, TX

121d

About The Position

Join our team as a Commercial Lines Underwriter. In this position you will determine acceptability of new applications, renewals and endorsements based upon risk characteristics, profit potential and company underwriting standards. At Columbia Insurance, we believe our people are the heart of our success and our greatest strength. With robust benefits, a fun, family-like atmosphere, and a culture that thrives on real connections, Columbia truly is the place to be. Our vision is to lead the industry in people-first partnerships. The best way to achieve that is by bringing together a team of skilled, passionate, and talented individuals.

Requirements

• At least 3 years' commercial lines underwriting experience.
• A thorough knowledge of commercial lines products and coverages.
• Excellent communication and customer service skills.

Nice To Haves

• Supplemental insurance education/designations.
• Independent agency distribution experience and knowledge.
• Knowledge of and relationships with agency force in the servicing area.

Responsibilities

• Review new applications, renewals and requests for changes to determine acceptability of all commercial lines of insurance written by the company.
• Evaluate risks and make decisions regarding insurability in light of nature and location of property and/or operations.
• Recommend risk improvements if warranted.
• Select proper policy or policies to be utilized and determine appropriate pricing using individual risk and experience premium modification factors.
• Secure facultative reinsurance on risks where appropriate based on nature and type of risk and insured amounts.
• Maintain current knowledge of technical aspects of commercial insurance underwriting and applicable state and local statutes and laws.
• Participate in education and training of agents by presenting technical and corporate information regarding commercial insurance issues.
• Review assigned agencies' experience on periodic basis with marketing and claim personnel.
• Communicate with internal and external parties including state regulators, other insurance companies, reinsurers, co-workers and agents.

Benefits

• Medical, Dental, and Vision coverage.
• 401(k) and company match.
• Generous paid time off (PTO), paid company holidays, paid maternity/paternity leave, and supplemental sick leave.
• Family-like culture.
• Year-round wellness initiatives.
• Company sponsored events.
• Opportunities for professional development with conferences, events, and continued education.

What This Job Offers

• Industry: Insurance Carriers and Related Activities
• Education Level: Bachelor's degree