Commercial Lines Sr. Underwriter, Religious Organizations

The Mutual Group

1d • Hybrid

About The Position

As the Sr. Underwriter, Religious Organizations - Group Affiliated Programs, you will be responsible for managing a book of program business for profitability and growth, including responsibility for advising other underwriters and support staff on technical systems, processes and procedures and consulting at the highest level of technical underwriting authority. You will fully review both new and/or renewal program business, assess risk of coverage, prepare quotes and respond to coverage questions, within the assigned authority level. You will also review and approve underwriting decisions for lower authority level underwriters and prepare recommendations for review with the Underwriting Leader if policy is outside prescribed authority limits. To be successful in this position, you will need to build successful relationships with agents to drive increased, positive business flow and work under limited supervision and exercise significant independent judgement in performing work. Work Arrangement: Employees who live within 30 miles of the TMG home office are expected to follow a hybrid or in-office schedule. The initial training period may require additional in‑office days.

Requirements

• High School diploma, or equivalent.
• Five years of progressively responsible experience in commercial underwriting, including three years in a property and casualty insurance company.
• Broad knowledge of common terms, practices, processes and regulations in the P&C insurance industry.
• An ability to consistently apply advanced underwriting concepts and practices within the P&C underwriting field.
• Adept at applying negotiating skills, reasonableness and exercising sound judgment in analysis and decision-making processes.
• Ability to convey clear & concise information to others utilizing excellent verbal and written communication skills.
• Advanced analytical, problem-solving and decision-making skills.
• Strong customer service orientation.
• Advanced knowledge of Microsoft products including a strong foundation in Excel for the purpose of strategic analysis.
• Strong attention to numeric and other details.
• Strong customer service orientation.
• Organizational skills and ability to manage large work volume and meet tight deadlines.

Nice To Haves

• Bachelor’s degree in business administration, finance or related field of study preferred.
• Chartered Property Casualty Underwriter (CPCU), Insurance Institute of America (IIA) or other related industry designation desired.
• Experience in writing Religious Organizations and Program Business preferred.

Responsibilities

• Analyzes exposures and determines acceptable risks for complex niche business to determine coverage and premium that is both adequate and competitive in the marketplace. Often handles or provides support to a more complex state, risk, regulatory environment, and CAT exposure.
• Takes a tactical approach to underwriting in order to achieve desired profitability and growth of book of business within established goals and business metrics.
• Exercises judgment and latitude based on industry experience in order to evaluate risk and make or recommend decisions as part of the overall department strategy.
• Analyzes inspection reports, location, risk, and financial reports to accept or reject new and renewal business in property and casualty lines.
• Manages risk portfolio to ensure the assigned book of business is tracking with established goals and key business metrics.
• Reviews and approves underwriting decisions for lower authority levels.
• Works collaboratively with Underwriting Assistants on accounts and agency relationships within assigned underwriting territory.
• May provide work direction to lower authority level underwriters and underwriter assistants.
• Provide backup support for the Underwriting Leader in their absence or during times of increased work load.
• Builds successful relationships with agents to drive increased, positive business flow.
• Takes initiative and seeks out new business opportunities.
• Communicates with Loss Control and Risk Management for inspections.
• Assist in training and mentoring lower level underwriters.

Benefits

• Competitive base salary plus incentive plans for eligible team members
• 401(K) retirement plan that includes a company match of up to 6% of your eligible salary
• Free basic life and AD&D, long-term disability and short-term disability insurance
• Medical, dental and vision plans to meet your unique healthcare needs
• Wellness incentives
• Generous time off program that includes personal, holiday and volunteer paid time off
• Flexible work schedules and hybrid/remote options for eligible positions
• Educational assistance

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED