Commercial Lines - Small Business Underwriter Trainee - January 2026

Cincinnati Financial Corporation•Fairfield, OH

39d•$29 - $60,000•Onsite

About The Position

At The Cincinnati Insurance Companies, we put people first and apply the Golden Rule to our daily operations. To put this into action, we're looking for extraordinary people to join our talented team. Our service-oriented, ethical, knowledgeable, caring associates are the heart of our vision to be the best company serving independent agents. We help protect families and businesses as they work to prevent or recover from a loss. Share your talents to help us reach for continued success as we bring value to the communities we serve and demonstrate that Actions Speak Louder in Person. If you're ready to build productive relationships, collaborate within a diverse team, embrace challenges, and develop your skills, then Cincinnati may be the place for you. We offer career opportunities where you can contribute and grow. Our Commercial Small Business department is currently seeking underwriters for a class starting in January 2026. Small Business underwriters write new small business accounts, manage a renewal book, and contribute to growth and profitability. This position is based at our Headquarters in Fairfield, Ohio. The pay rate for this position is $28.85 hourly. The hourly pay rate will convert to $60,000 annually upon successful completion of training. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance.

Requirements

excellent communication skills and ability to build strong relationships
strong time management and decision-making skills
ability to learn and understand new technology
ability to analyze risks at individual strategic level
work efficiently while following limits of authority and complying with audit criteria
ability to seek out creative solutions
collaborate with team members and management to identify and solve issues
being adaptable to new ideas and processes
actively pursues continuing education
bachelor's degree
have four or more years of insurance-related work experience and have earned an associate in insurance (AINS) designation

Responsibilities

manage a defined book of business comprised of new business and renewal submissions in coordination with multiple associate underwriters
make decisions on new business referrals as to acceptability, including modifications to the terms, conditions and pricing of the policy as necessary
responsible for achieving service expectations and work performance goals
balance performance goals with profit and growth objectives
collaborate with other departments such as sales to provide the best service to agencies
mentors associate underwriters through collaboration on applicable new business, renewal, and endorsement underwriting
handle special projects and assignments as directed

Benefits

Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance.
benefits and amenities packages

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