Commercial Lines Rater/Marketing - Kingston, NY

Ulster Savings Bank • Kingston, NY

227d • $60,405 - $71,684

About The Position

At Ulster Savings Bank, you'll be part of an enthusiastic team of people where we believe in working closely together for the benefit of our customers, communities, and each other. When you add this to an environment that allows skills and experience to bring forth growth and change, you'll find plenty of room to grow professionally. We offer an excellent benefit package, including paid time off, paid holidays, medical, dental and vision insurance, matching 401k plan, and educational assistance. Final candidates are subject to a pre-employment background check, which will include, but is not limited to credit history. Ulster Savings Bank is officially Certified™ by Great Place To Work®.

Requirements

• At least three years of Commercial Insurance Experience.
• Experience with Agency Management System (Applied EPIC preferred).
• Valid NYS driver's license.
• Ability to travel to and work out of additional locations upon request.
• Valid NYS P&C license.

Responsibilities

• Evaluate complex commercial insurance risks by gathering information on a client's business operations, assets, and potential liabilities to determine appropriate coverage levels.
• Compile comprehensive submissions to various insurance carriers, including detailed risk information, coverage requests, and supporting documentation.
• Stay updated on market trends, carrier appetite, and pricing strategies to select the most suitable insurance companies for each client's needs.
• Negotiate coverage terms, premiums, and policy conditions with underwriters to secure favorable rates and coverage options for clients.
• Analyze quotes from different carriers, compare options, and present a clear and concise proposal to clients, highlighting key features and benefits.
• Maintain open communication with clients and producers, explaining complex insurance concepts, addressing concerns, and managing expectations throughout the marketing process.
• Coordinate the binding of policies with chosen carriers, ensuring accurate coverage details and timely implementation.
• Maintain accurate records of client information, risk details, carrier responses, and policy details within agency management systems.
• Comply with all office policies, standards, and procedures.
• Any other duties as assigned by management.

Benefits

• Paid time off
• Paid holidays
• Medical insurance
• Dental insurance
• Vision insurance
• Matching 401k plan
• Educational assistance

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Industry: Credit Intermediation and Related Activities