Commercial Lending Relationship Manager I

C&N • Coudersport, PA

23h

About The Position

For over 160 years, C&N has been committed to creating value through lifelong
relationships with our customers, communities, shareholders, and teammates. What
sets us apart from other banks is our unwavering dedication to embodying our
values of teamwork, excellence, respect, responsibility & accountability,
integrity, and having fun in everything we do, daily.

From partnering closely with our customers and guiding them toward their life
aspirations to supporting our local communities through our many initiatives,
including “Giving Back, Giving Together,” to making the best decisions for the
long-term interests of our shareholders, C&N is committed to being the only
financial institution that our customers will ever need.

At the heart of what we do are our employees! C&N is a team of passionate,
imaginative professionals dedicated to making a positive difference. We believe
in fostering a culture where every employee thrives. Join us to be part of a
team that values innovation, collaboration, and excellence, where your career
aspirations are supported, and your talents are appreciated.

You are a dynamic, results-driven professional with a passion for building
strong client relationships. Join our team as a Commercial Lending Relationship
Manager I, where you will play a key role in driving business growth by selling
loans and a wide range of financial products to commercial clients. In this
exciting, client-facing position, you will be out in the field, actively
engaging with businesses in your community and identifying opportunities to meet
their financial needs. You'll have the opportunity to work closely with
experienced Commercial Lending leaders, collaborating on larger and more complex
loan transactions as needed. Continue reading to learn more!

Requirements

• Education & Experience – You will need a bachelor's degree in a directly related field AND one 1-2 years of related experience and/or training OR an equivalent combination of education and experience.
• Skills – You should possess well-developed abilities and a proven track record in the following areas: Sales Experience Critical Thinking Strong Research Skills Strong Communication Active Listening Detail Oriented Analytical Portfolio Management Skills Basic Understanding of Credit

Responsibilities

• Developing relationships with key influencers, managing loan delinquency, and spending 70% of time focused on sales and meeting goals.
• Keeping financial information current, conducting regular account reviews, and maintaining an acceptable level of loan delinquency.
• Collaborating with the Credit Department, applying loan policies, and advising borrowers on financial decisions while continuously improving credit analysis knowledge.
• Following loan procedures and calculating total exposure within approved lending authority.
• Reviewing loans that exceed authority with the team leader and highlighting potential risks before submitting them for committee approval.

Benefits

• Paid Time Off: Generous vacation, personal, sick, family sick, and community service leave.
• Retirement Savings: 401(k) with pre-tax and ROTH contribution options and a safe harbor match, plus an Employee Stock Ownership Plan (ESOP).
• Health & Wellness: Health, dental, and vision coverage, including employer-paid premium options for employee-only coverage. Health Savings Account (HSA) and Flexible Spending Accounts (FSAs) for medical and dependent care. Employer-paid life and disability insurance. Additional voluntary coverages to meet your unique needs.
• Career Development: Access to education and development programs and ongoing support for personal and professional growth.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 101-250 employees