Commercial Lending Officer

Jefferson Bank•San Antonio, TX

48d

About The Position

This position will develop loan and deposit business by calling on small to middle market commercial companies, professionals and associations primarily located in the San Antonio and surrounding market areas. Manage the loan process including credit underwriting, loan documentation and ongoing loan portfolio management. Play an active role in the community to further develop business opportunities. Assist on an as needed basis with credit and deposit needs of an existing loan and deposit portfolio.

Requirements

5 years or more commercial lending experience to include business development, credit underwriting, loan documentation, and portfolio management
Ability to provide excellent relationship management and business development/sales skills
Thorough knowledge of bank products and services
Knowledge of Bank Core Systems
High School Diploma/GED
Credit analysis and underwriting skills
Excellent presentation, verbal and writing communication skills
Networking in commercial markets
Excellent computer literacy in all Microsoft Programs (Outlook, Internet browsers, Word, Excel, Power Point, Adobe Reader)
Ability to work with office equipment such as copiers, scanners, shredders, and fax machines
Bank Core Systems
Ability to work effectively with individuals and groups in managing customer relationships
Ability to work independently
Ability to connect and networking with business owners and leaders
Ability to focus and interpret data to others
Must be able to lift, push and pull files up to 10 lbs
Must be able to bend, stoop and be mobile within office environment
Must be able to sit for most of the day in front of a computer
Must be able to speak and hear clients
Must be able to see computer screen to read and type on the keyboard
Must have reliable transportation and able to travel to make calls in San Antonio and surrounding areas
Occasional travel to other banking centers for meetings

Nice To Haves

Bachelor’s degree preferred
One year supervisory experience

Responsibilities

Call on prospective and existing clients to generate loans, deposits and referrals to other areas of the Bank
Participate in community-oriented and professional organizations
Cross-sell bank investment, trust, deposit and loan products
Analyze financial statements, underwrite credit, prepare credit memos and assist in the preparation of loan presentations
Ensure loans are documented and closed properly
Ensure loans meet all regulatory and compliance guidelines
Manage loan and deposit portfolio as established
Present loan information to top management and board of directors

Stand Out From the Crowd

Upload your resume and get instant feedback on how well it matches this job.

Upload and Match Resume