Commercial Lender
About The Position
• Interviews applicants to determine loan requirements and gathers pertinent information for loan applications. • Requests applicant credit reports, background checks, reference checks and other information pertinent to loan applicant’s evaluation. • Analyzes applicant’s financial status, credit, and asset evaluation to determine feasibility of granting loan, establishes credit limit through written and/or oral assessment. • Resolves uncertainties relating to customer application information through inquiries with applicant or creditors. • Structure loans within loan policy. Approves loan within specified limits or champions loan opportunities to the credit department and/or Committee for proper approval. • Prepares financing proposals consistent with approval for presentation to the applicant. • Reviews loan documentation prior to closing for completeness and acceptance by the applicant. • Ensures timely loan closing and funding activities. • Manage loan portfolio including renewals, modifications, updated credit analysis, collections, and portfolio monitoring. • Uses experience and sound judgment to plan and accomplish goals.
Requirements
- experience
- sound judgment
Responsibilities
- Interviews applicants to determine loan requirements and gathers pertinent information for loan applications.
- Requests applicant credit reports, background checks, reference checks and other information pertinent to loan applicant’s evaluation.
- Analyzes applicant’s financial status, credit, and asset evaluation to determine feasibility of granting loan, establishes credit limit through written and/or oral assessment.
- Resolves uncertainties relating to customer application information through inquiries with applicant or creditors.
- Structure loans within loan policy.
- Approves loan within specified limits or champions loan opportunities to the credit department and/or Committee for proper approval.
- Prepares financing proposals consistent with approval for presentation to the applicant.
- Reviews loan documentation prior to closing for completeness and acceptance by the applicant.
- Ensures timely loan closing and funding activities.
- Manage loan portfolio including renewals, modifications, updated credit analysis, collections, and portfolio monitoring.
- Uses experience and sound judgment to plan and accomplish goals.
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Number of Employees
51-100 employees
