Commercial Credit Officer (Underwriter)
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About The Position
This position is within our commercial credit group and is responsible for underwriting and structuring new/existing commercial loan applications presented to the bank. You will analyze the financial health, stability, and credit history of commercial businesses to determine their eligibility for loans and credit lines. In addition, you will ensure compliance with all Bank policies and government regulations while providing excellent customer service. The Commercial Credit Officer collaborates with Commercial Credit Analysts, Relationship Managers, Loan Processors, and respective management to gather necessary information and negotiate terms of credit agreements. Strong analytical skills, attention to detail, and a solid understanding of financial analysis techniques are essential in this role to effectively mitigate credit risks and support C&F Bank's lending objectives.
