Commercial Credit Intern (Part-Time)
About The Position
General Job Summary The Commercial Credit Intern is responsible for utilizing the Bank’s system to spread and analyze borrower’s financial statements and assist in preparing detailed credit presentations. This position is also responsible for assisting in the quality preparation of monthly management reporting. The Commercial Credit Intern is also responsible for assisting in vendor management with the completion of Vendor Credit Reviews. The position provides support and backup to other Credit Administration functions Summary of Essential Job Functions Review, spread and analyze borrower’s and prospective borrower’s financial statements for new credit requests, renewals and annual credit review situations. Analyze Dunn and Bradstreet Business Information Reports to complete Vendor Credit Reviews for all divisions of the Bank. Review and analyze financials to complete Third Party Originator Credit Reviews for the warehouse lending division. Assist in the review of real estate appraisals and evaluations for consumer and commercial real estate loans. Assist Commercial Credit Team Lead in monitoring borrower covenant compliance and financial document management. Prepare the following reports without error: Record of Loan Approvals Loans Approved / Funded Report Available Balance Lines Other Job Functions Obtain and analyze Dunn and Bradstreet Business Information Reports and Credit Reports as requested. All other duties as assigned by management. Overall Performance Requirements Complete all assigned training in a timely manner. Provide professional communication in both oral & written expression.
Requirements
- Currently working to complete a Bachelor’s Degree in Business, Finance, or related field, or similar experience.
- High school diploma (or equivalent) required.
- Excellent organizational, time management & analytical skills
- Able to communicate effectively (verbal and written)
- Proficient in MS Office products (particularly Excel & Word)
- Thorough understanding of financial statements
- Able to prioritize, has a sense of urgency
- High degree of accuracy
- High degree of dependability
- Ability to manage highly confidential information
- Able to effectively problem solve
- Excellent organizational, time management & analytical skills
Responsibilities
- Review, spread and analyze borrower’s and prospective borrower’s financial statements for new credit requests, renewals and annual credit review situations.
- Analyze Dunn and Bradstreet Business Information Reports to complete Vendor Credit Reviews for all divisions of the Bank.
- Review and analyze financials to complete Third Party Originator Credit Reviews for the warehouse lending division.
- Assist in the review of real estate appraisals and evaluations for consumer and commercial real estate loans.
- Assist Commercial Credit Team Lead in monitoring borrower covenant compliance and financial document management.
- Prepare the following reports without error: Record of Loan Approvals Loans Approved / Funded Report Available Balance Lines
- Obtain and analyze Dunn and Bradstreet Business Information Reports and Credit Reports as requested.
- All other duties as assigned by management.
- Complete all assigned training in a timely manner.
- Provide professional communication in both oral & written expression.
Stand Out From the Crowd
Upload your resume and get instant feedback on how well it matches this job.
What This Job Offers
Job Type
Part-time
Career Level
Intern
