Commercial Credit Intern

Southside Bank • Fort Worth, TX

75d

About The Position

Summer internship program providing an introduction to commercial lending within the banking industry, as well as entry-level credit analysis training and experience. Commercial credit interns will provide credit department support through financial statement analysis, data input, and other special projects.

Requirements

• Enrollment in a Bachelor’s degree program in business administration from an accredited college or university in finance, accounting or related area.
• Minimum of 6 hours of accounting courses (completed or to be completed as part of the applicant’s degree program).

Nice To Haves

• Enrollment in an MBA or other related advanced degree program.
• 9 hours of accounting courses, including Intermediate Accounting I or equivalent, and/or relevant professional experience.

Responsibilities

• Analyzes and evaluates complex financial information, loan data, market data, and other information for companies and industries.
• Produces analysis for new, renewal and existing loans, using data provided from financial statements, tax returns, industry sources, credit bureaus, and other sources.
• Assists with the preparation of memorandums, spreadsheets, reports, summaries and opinions for credit committee and officers for use in lending decisions.
• Creates, reviews, and updates new and existing reports for Southside Bank’s loan portfolio analysis and tracking, as needed.
• Attends departmental and organizational meetings and discussions, as relevant.
• Pursues knowledge of current and emerging legal, compliance, and market matters involving commercial lending.
• Participates in special projects and assignments and performs other credit department duties as assigned.
• Maintains confidentiality of all sensitive Bank information.
• Maintains a positive and caring atmosphere for customers and employees consistent with Southside Bank’s mission, CORE Values, and Blue Book culture guide.
• Provides enthusiastic, professional, and courteous service to Southside Bank customers and employees.
• Participates in proactive team efforts to achieve departmental and company goals.
• Understands and agrees to abide by the policies and procedures established at Southside Bank.
• Responsible for complying with audit policies and procedures as they pertain to this position.
• Performs duties in compliance with applicable laws and regulations, including but not limited to the Bank Secrecy Act (BSA) and related anti-money laundering laws.

What This Job Offers

• Career Level: Intern
• Education Level: Bachelor's degree
• Number of Employees: 501-1,000 employees