Commercial Credit Analyst

About the position

The Commercial Credit Analyst will operate as a self-contained credit unit within the Commercial Credit Department to perform and coordinate comprehensive credit, collateral and economic reviews of all financing proposals to identify current and/or early detection of company risk.

Responsibilities

• Complete periodic reviews and inspections of collateral, documentation, reporting and financial statements following required scheduled formats (CCAP, Risk Based Review or Automated Review) to identify current and/or early detection of company risk.
• Collect on excessive audit exceptions (SIV/FIV), principal & interest payments (10th business day of month) and curtailments (last business day of the month). Monitor and follow-up on reported duplicate financed vehicles.
• Review overline/aged inventory reporting and interface with Sales to determine causal factors and obtain plan to reduce.
• Complete assigned dealer monthly reviews with recommendations to minimize the number of Watch List dealers.
• Complete the applicable tasks on the liquidation checklist after floorplan payoffs.
• Review floorplan insurance policies to ensure proper coverage and compliance.

Requirements

• Minimum 2-4 years related credit analysis experience required; knowledge of financial statements preferred.
• College degree in Business or related field.
• Possess credit and financial skills in an analytically challenging environment.
• Proven time management, prioritization skills, and high attention to detail.
• Ability to multitask in a fast-paced environment.
• Proficient in MS Suites including Word, Excel and Outlook.
• Strong written and verbal communication skills including strong interpersonal skills to interact with team and dealers.

Benefits

• Medical, Dental and Vision plans that include no-cost and low-cost plan options
• Immediate 401(k) matching and vesting
• Vehicle purchase and lease discounts plus monthly vehicle allowances
• Paid Volunteer Time Off with company donation to a charity of your choice
• Tuition reimbursement