Commercial Credit Analyst

Arizona Financial Credit Union • Phoenix, AZ

22h • Hybrid

About The Position

Job Summary Overview The position is responsible for spreading business financials and tax returns in Bukers/Sageworks for commercial underwriters and portfolio managers. Essential Job Functions Spreads personal tax returns in Bukers/Sageworks. Assists Underwriting and Portfolio Management in the completion of financial spreads, Annual Reviews, Loan Presentations, and any other Underwriting and Portfolio Management related reports. Assists in the ordering of third-party reports as deemed necessary for underwriting and ongoing portfolio management. Assists Underwriting group with completion of financial spreads in Bukers/Sageworks, Loan Presentations and Modification Memos. Assists Portfolio Management group with completion of financial spreads in Bukers/Sageworks, Annual Reviews, and Portfolio Management reports. Orders both personal and business credit reports. Ability to complete work in a timely manner from a remote location and accessibility to meet at AFCU Ops center when necessary for team meetings, training, or other related activities. Performs other job-related duties as assigned. Requirements Position Required Qualifications

Requirements

• High School diploma or GED and two-five (2-5) years’ experience in loan support systems.
• Knowledge of Microsoft Office and JHA.
• In-depth knowledge of commercial and SBA lending along with compliance and credit regulations.
• Professional written, verbal communication, problem solving, and interpersonal skills, along with the ability to produce quality work within tight time frames while managing multiple assignments.
• Ability to work on core processing systems (JHA) and department specific processing systems (Command Center).
• The position requires a strong work ethic, the ability to prioritize and adapt to changing deadlines, advanced interpersonal skills, excellent communication, strong problem-solving skills, and the desire to work as a team to support the overall success of the Bank.
• Persons in this position must possess a strong knowledge base about conventional, SBA 7(a) and SBA 504 loan programs, policies, and procedures.

Nice To Haves

• College degree or any relevant banking industry certification.
• SBA lending experience.

Responsibilities

• Spreads personal tax returns in Bukers/Sageworks.
• Assists Underwriting and Portfolio Management in the completion of financial spreads, Annual Reviews, Loan Presentations, and any other Underwriting and Portfolio Management related reports.
• Assists in the ordering of third-party reports as deemed necessary for underwriting and ongoing portfolio management.
• Assists Underwriting group with completion of financial spreads in Bukers/Sageworks, Loan Presentations and Modification Memos.
• Assists Portfolio Management group with completion of financial spreads in Bukers/Sageworks, Annual Reviews, and Portfolio Management reports.
• Orders both personal and business credit reports.
• Ability to complete work in a timely manner from a remote location and accessibility to meet at AFCU Ops center when necessary for team meetings, training, or other related activities.
• Performs other job-related duties as assigned.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: High school or GED