Commercial Credit Analyst

Hyundai Capital•Plano, TX

2d•Hybrid

About The Position

The Commercial Credit Analyst is required to operate as a self-contained credit unit within Commercial Credit. This role will perform and coordinate comprehensive credit, collateral and economic reviews of all existing floorplan relationships.

Requirements

Minimum 2-4 years of automotive finance credit analysis experience required.
Knowledge of financial statements preferred
Bachelor’s degree in Business or related field.
Demonstrated credit and financial analytical skills.
Solid time management, prioritization skills, and high attention to detail.
Proficient in Microsoft Office Suite including Word, Excel and Outlook.
Strong written and verbal communication skills
Possess a high level of subject matter expertise in all areas supported.
Team oriented, strong interpersonal skills.
Must be able to multitask.

Responsibilities

Complete comprehensive periodic reviews utilizing the Commercial Credit Application (CCAP) for Full Review, Risk Based Review or Automated Review to assess dealer’s financial and credit risk position.
Complete assigned dealer monthly reviews with recommendations to minimize the number of Watch List dealers. Work with our field sales team to address any risk concerns identified in the monthly watch reporting.
Review dealer inventory audits and work with sales to address any unsatisfactory audits and collect any outstanding payments.
Collect on excessive audit exceptions, principal & interest payments (10th business day of month) and curtailments (last business day of the month). Monitor and follow-up on reported duplicate financed vehicles.
Review floorplan insurance policies for proper coverage and compliance.
Complete applicable tasks on the liquidation checklist after floorplan payoffs.