Commercial Credit Analyst (Summit Funding Group)

First Financial Bank • Mason, OH

53d

About The Position

We do the right things, right now. We do them in a way that is relevant to our clients. Become a part of our history as it continues to be written! If you are interested and qualified for this role, we invite you to apply. Summit Funding Group, a wholly owned subsidiary of First Financial Bancorp, located in Mason, OH, is looking for a full-time Commercial Credit Analyst. The Commercial Credit Analyst will research and analyze credit worthiness, assessing the risk based upon the financial health of our current and potential business customers.

Requirements

• 4-year college degree with BS in Business Administration with a concentration in Business Administration or Finance.
• Minimum of 5-year experience in Commercial Credit Analysis.
• Superior ability to analyze financial statements and tax returns.
• Must have excellent interpersonal, negotiation, analytical, problem solving and communication skills.
• Must be reliable, detail oriented and possess the ability to handle multiple assignments simultaneously.
• Must have strong written and verbal skills.
• Must have a strong working knowledge of MS Word and Excel.

Nice To Haves

• Knowledge of Aspire and/or Lease Plus
• Knowledge of leasing and/or mortgage industries preferred

Responsibilities

• Perform credit investigation and analysis of commercial equipment leasing applications, including cash flow and financial statement analysis.
• Spread and analyze financial statements, corporate tax returns, personal financial statements, A/R & A/P reports, and other data in order to prepare lease evaluations.
• Review financial packet and determine additional information needed in order to proceed with the transaction.
• Render credit decisions on lease applications.
• Notify sales representatives of all conditions of lease approvals and inform the sales support staff of any non-standard documentation requirements.
• Attend credit committee meetings and present transactions to committee as appropriate.
• Perform ongoing review of customers.
• Interact with executive officers, sales managers, and sales representatives, as well as potential and existing customers.
• Complete work assignments within timeframes established.
• Other duties may be assigned to meet business needs.

Benefits

• We have relevant, thoughtful benefits and programs that support every aspect of our associates' holistic wellbeing. Please review our Benefits Guide.
• Incentive Eligibility All roles are incentive eligible with the exception of Co-Op, Intern, or Student positions.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 1,001-5,000 employees