Commercial Credit Analyst II
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About The Position
Join Independent Bank as a level II Commercial Credit Analyst reporting to the FVP Commercial Credit Officer. Your core responsibility will be commercial loan credit analysis. Prepare credit analyses and loan proposals to guide the loan decision process. Spread financial statements for borrowers, co-borrowers, guarantors, and others while performing credit reviews and inquiries. Analyze financial information, including cash flow determination, debt service ability, balance sheet strength, and collateral coverage. Review proposed loan structures and assess credit risk ratings. Accompany officers on customer contact calls and assist with the compilation and analysis of monthly, quarterly, and annual reports.
