Commercial Credit Analyst II

BNC National Bank Careers•Glendale, AZ

11h•Onsite

About The Position

Commercial Credit Analyst II - Glendale, AZ Build a Long-Term Career with BNC National Bank. BNC is seeking a meticulous and experienced commercial credit professional who takes pride in high-quality, detailed analysis and is looking to establish a long-term career with a relationship-driven community bank. This role is ideal for someone with proven commercial loan credit analysis experience who values accuracy, sound judgement, and collaboration. As a Credit Analyst II, you’ll provide support to our commercial lenders in credit analysis and monitoring of financial reporting with customers to ensure that commercial loans are in compliance with specific covenants, policies, and regulations.

Requirements

Minimum of three (3) years of commercial loan credit analysis experience
Strong attention to detail and commitment to accuracy
Excellent organizations and time-management skills
Ability to work efficiently in a fast-paced, deadline-driven environment
Strong analytical, written, and verbal communication skills
On-site presence required in Glendale, AZ

Responsibilities

Prepare and analyze commercial credit packages, including financial statement spreads, cash flow analysis, and risk assessments
Support lenders with timely, accurate credit analysis to facilitate sound lending decisions
Ensure credit files and documentation are complete, accurate, and compliant with internal policies and regulatory requirements
Identify credit risks and trends and clearly communicate findings to lending and credit teams
Manage multiple priorities in a fast-paced environment while meeting established deadlines
Contribute to a positive, team-oriented work environment focused on delivering excellent work

Benefits

Generous Paid Vacation Time (120 hrs./yr.)
Paid Sick Time (48 hrs./yr.)
Paid Maternity Leave Benefits
Paid Holidays
Medical, Dental, and Vision Insurance
Health Savings Account, including Employer Contribution must meet eligibility requirements
Flexible Spending Accounts
401(k) w/Company Match
Employee Recognition & Rewards Program
Company-Paid Life and AD&D Insurance
Employee Assistance Program
Paid Volunteer Opportunities
Unum Supplemental Plans
Health Club Reimbursement Program
Continuing Education Opportunities