Commercial Credit Analyst I

SIMON • Springfield, MO

2d

About The Position

It's fun to work in a company where people truly BELIEVE in what they're doing! We're committed to bringing passion and customer focus to the business. The Credit Analyst I provides cursory analytical support for commercial banking, including spreading and preliminary analysis of existing customers and prospects.

Requirements

• Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures or governmental regulations.
• Ability to write reports, business correspondence, and procedures manuals.
• Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.
• Ability to solve practical problems and deals with a variety of concrete variables in situations where only limited standardization exists.
• Ability to interpret a variety of instructions furnished in written, oral, diagram or schedule form.
• BS/BA Degree in Business, Finance or a related field is required.
• 1-3 years’ work experience preferred.
• MS Office programs
• Ability to manage multiple projects.
• Strong analytical and organizational skills.
• Excellent written and verbal communication skills.
• Proficiency in Microsoft Word and Excel.

Responsibilities

• Provides support of loan officers and managers through financial statement spreading and analysis of new loan requests and existing credit relationships.
• Prepares cash flow models for the basis of credit decisions.
• Prepares basic and preliminary credit analyses to aid in determining the viability of a potential credit opportunity, with supervision of Credit Manager or Credit Analyst III.
• Provides additional loan agreement / covenant monitoring support to commercial lending and underwriting groups.
• Provides on-going portfolio management through spreading of on-going required financial statements as they are received from the Bank’s customers.
• Develops a base understanding of various types of lending facilities as well as a variety of companies and industries.
• Ensures all departmental documents and activities are performed in compliance with applicable laws, regulations, policies and procedures as applicable to this position, including completion of required compliance training.
• Performs other duties and responsibilities as assigned.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level