Commercial Banking Officer III

STCU•College Place, WA

About The Position

Primary location support of Walla Walla Valley; to include, Walla Walla, College Place, Milton Freewater and surrounding rural areas outside of town. The Commercial Banking Officer III is a trusted advisor and plays a key role in the growth and success of STCU’s Commercial Banking products. This position is responsible for developing, maintaining and identifying effective strategies necessary to maintain and expand the commercial portfolio while focusing on prospects with borrowing needs in excess of $500,000.00.

Requirements

Bachelor’s degree in Business, Finance or related area required. Equivalent combination of education and experience may be considered.
Minimum of five years’ experience in yrs. C&I lending or successful sales experience.
Extensive Small Business Administration (SBA) and commercial real estate lending experience required.
Proficient knowledge of MS Office programs including Outlook, Word, Excel, PowerPoint and Teams.
Must be able to regularly talk, hear and operate a computer, keyboard and mouse and occasionally lift, pull/push and carry up to 10 pounds with accommodations.

Nice To Haves

Previous experience with cloud banking software and/or construction loan management software such as nCino, Built and Malauzai is preferred.

Responsibilities

Meet and exceed individual goals by identifying target markets, creating and maintaining a focused calling/prospecting plan and providing adequate terms, pricing and conditions for credit requests.
Manage and develop existing loan portfolio by maintaining a trusted advisor role with the member and establishing consistent contact with the member, advising on products and services accordingly, and monitoring maturities and annual reviews.
Ensure timely collection of required financials to minimize delinquencies and past due covenants and identify weak credits and create action plans to strengthen or exit problem credits.
Develop and maintain sound credit skills by staying current on STCU’s Member Business Loan Policy, standards and procedures.
Develop and maintain partnerships across various departments within STCU to ensure a complete and robust understanding of how each group impacts the overall member experience. Coordinate accordingly to demonstrate your aptitude as a trusted advisor.
Stay informed on current trends, best practices or other issues both internally and externally by being involved in your community and reading relevant news publishing.
Provide support, training and mentoring to other Commercial Banking Officers.