Commercial Banking Officer II

Camden National Bank • Concord, NH

59d

About The Position

Examine, evaluate, and authorize or recommend approval of customer applications for lines or extension of lines of credit, commercial loans and commercial real estate loans by performing the following duties. The essential functions are noted below; however, at Camden National responsibilities may evolve over time given organization, technological and/or staffing changes. At any point other duties may be assigned.

Requirements

• Bachelor's degree (B.A.) from four-year college or university; or two to five years related experience and/or training; or equivalent combination of education and experience.
• Ability to read and interpret documents such as safety rules, operating and maintenance instructions, and procedure manuals.
• Ability to write routine reports and correspondence.
• Ability to speak effectively before groups of customers or employees of the organization.
• Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume.
• Ability to apply concepts of basic algebra and geometry.
• Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists.
• Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
• knowledge of accounting software; Contact Management systems; Database software; Internet software; Spreadsheet software and Word Processing software.

Responsibilities

• Analyze potential loan markets to develop prospects for loans.
• Includes calling on potential or existing customers to develop new business opportunities.
• Interview applicants and requests specified information for loan applications.
• Analyze applicant financial status, credit, and property evaluation to determine feasibility of granting loan, or submit application to Credit Analyst for verification and recommendation.
• Correspond with or interviews applicant or creditors to resolve questions regarding application information.
• Approves loans within specified limits or refer loans to Senior Loan Officer for approval.
• Ensure loan agreements are complete and accurate according to policy.
• Responsible for the proper handling of OREO, including the maintenance, showing and litigation of such properties.
• Collects commercial overdue accounts.
• Prepare credit memos.
• Represents the Bank at various business, community and social functions.

Benefits

• Robust medical, dental, and vision insurance packages
• Generous time off, including paid federal holidays and paid day off for your birthday
• 401(k) retirement savings plan
• Tuition reimbursement, professional development, and career growth opportunities
• Employee assistance program
• Comprehensive wellness program

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level