Commercial Banking Analyst-Available June 2026

Burke & Herbert Bank & Trust • South Charleston, WV

127d

About The Position

The Commercial Banking Analyst shall perform financial spreading and analysis for commercial, both commercial real estate and commercial & industrial, transactions. This involves reviewing financial statements, tax returns, and evaluating collateral, to determine the financial condition of individuals and businesses. This role is designed to assist underwriters and the bank in the evaluation of the strengths and weaknesses in commercial loan requests in determining if the overall risk in a credit request is acceptable to the Bank.

Requirements

• Bachelor’s in finance, accounting, real estate or other related field.
• Proficiency in Microsoft Office - especially both Word and Excel.
• Hands on experience with real estate, accounting, or finance is a plus.

Nice To Haves

• Have an analytical mindset
• Work both independently and as part of a team
• Distill complex information and analysis into a readable format
• Be an efficient multi-tasker
• Provide outstanding customer service

Responsibilities

• Use critical thinking and financial calculations to conduct thorough analysis of applications for commercial credit.
• Spread financial statement consistent with the organization’s guidelines.
• Analyze borrower’s balance sheet, income, and cash flow statement and interpret key ratios.
• Complete reviews on all types of commercial property – hotels, retail centers, office buildings, industrial warehouses, etc.
• Evaluate additional credit information for preparation of commercial loan package.
• Visit prospective commercial borrowers and/or collateral properties.
• Review real estate appraisals and environmental reports for relevance and accuracy of findings.
• Provide an analyzed, researched, and documented loan package for review by supervisor, officers, committee, or Board as appropriate.
• Assist with loan scenario questions and be responsible for calculating risk scorecard and recommending risk ratings.
• Maintain department service level and turn-time standards.
• Gain knowledge of and uphold compliance with policies and procedures of the Bank.
• Assist underwriters and team members as requested.
• Additional responsibilities as assigned.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: Bachelor's degree