Commercial Banker

Kensington Bank•St Joseph, MN

5d•$70,000 - $120,000

About The Position

Kensington Bank is seeking a relationship-driven Commercial Banker, who will be a key member of our lending team based out of our St. Joseph branch. Kensington Bank takes pride in serving our communities with integrity, innovation, and excellence. As a trusted financial institution in Central Minnesota, we are dedicated to fostering a workplace culture that values our employees as much as our customers. As a Commercial Banker for Kensington Bank, you will be responsible for managing a diverse individual portfolio of loans, as well as generating new loans and deposit volume. This role also must be able to make credit decisions within established authority guidelines. The ideal candidate will be a relationship-driven professional with a strong background in credit analysis and loan structuring. Lastly, the Commercial Banker will be expected to attract new customers and expand relationships with existing customers, so you must be energized by community involvement and participation in Kensington Bank's sales and customer service efforts.

Requirements

Two-year degree in business, or equivalent experience.
3-5 years of lending experience within a bank environment.
Exceptional interpersonal skills, including confidentiality and communication.
Valid driver's license and willingness to travel as business needs require.
Desire to build relationships, collaborate with coworkers and enhance the lives of our customers.
This job requires skills needed in a typical office environment. This includes computer skills, communications skills, as well as utilization of office equipment.

Responsibilities

Develop and manage a loan portfolio of high-quality commercial relationships by being a trusted advisor to customers, while taking responsibility for all aspects of loan origination and annual reviews of selected commercial loan accounts.
Daily review, approval, and disposition of overdrafts for portfolio customers, as well as being responsible for collection of delinquent (past due) loans.
Work closely with Kensington Bank product specialists, credit partners, treasury management, and retail banking teams to deliver a full spectrum of services.
Actively engage with internal committees (Officer Loan Committee; Business Development Meetings), as well as the overall Kensington Bank team to support bank activities, as needed.
Positively represent Kensington Bank while being actively involved in community and civic organizations.