Commercial Banker (The Villages)

Seacoast Bank Careers • The Villages, FL

2d • Onsite

About The Position

Citizens First Bank is seeking an experienced Commercial Banker to profitably manage a portfolio of commercial loans. This role is critical for driving bank growth by cultivating relationships with new and existing borrowers, sourcing new loan opportunities that meet our underwriting standards. The Commercial Banker will also be responsible for cross-selling all bank services and professionally representing Citizens First Bank in the community to attract long-term commercial clients.

Requirements

• Minimum: Bachelor’s degree with five years of experience in bank lending programs (commercial real estate, construction, lines of credit, and SBA transactions). Additional experience may be considered in lieu of a degree.
• Must have strategic planning and supervisory skills, business development skills, ability to structure and price a profitable and sound loan portfolio and knowledge of software programs and management information.
• Broad knowledge of bank lending programs.
• Must represent the bank in an efficient and businesslike manner while in contact with the public either on a direct or indirect basis.
• Must be proficient in computer applications including Microsoft Office.

Nice To Haves

• Preferred: Bachelor’s degree and ten years of experience in a banking lending program.

Responsibilities

• Cultivate relationships with current and prospective commercial borrowers
• Generate new loan opportunities that result in profitable business for the bank
• Conduct business development through regular outreach, including calls, visits, and attending key community functions
• Present loan requests professionally to the appropriate loan authority for approval, including the Board of Directors when necessary
• Manage all loan documentation requirements, ensuring accurate collection of financial statements and collateral
• Actively manage the life cycle of loans, including overseeing collections, modifications, or necessary workouts

Benefits

• Citizen’s First Bank offers an exceptional benefits package for full-time employees including medical dental, vision, short and long-term disability insurance options, 401K, and generous vacation allowance.
• All employees enjoy an annual calendar recognizing ten federal holidays which may be paid, a high-end hospitality environment with a strong promote-from- within culture, and the satisfaction that comes from serving the community and relationship building.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level