Commercial Banker V

S&T Bank • Hilliard, OH

7d • $75,000 - $184,800

About The Position

Assume the primary responsibility for managing existing and growing commercial banking relationships

Requirements

• Requires a four-year college degree or equivalent, major in Finance/Accounting.
• Ten plus years specialized lending experience.
• Operates a keypad device: 40% of the week.
• Operates electronic equipment: 20% of the week; operates office equipment: 10% of the week.
• Travels: 50% of the week.
• The primary parts of the body involved in performing these tasks are the fingers, thumbs, hands, wrists, elbows, legs, lower and upper torso and feet.
• Standing is required.
• Sitting is required.
• Walking is required.
• Physical demands include travel by car to see customers, inspect construction sites, land developments, etc.
• Lenders also travel out of state to inspect projects, construction sites and meet customers.
• Requires the use of manual dexterity skills for typing and data entry up to 40% of the business day.
• Specific vision requirements include close vision of 18”-20” for computer work.

Responsibilities

• Interviews customers and prospective customers to identify loan/deposit opportunities
• Develops and enhances banking relationships with commercial customers by selling loan, deposit, and fee products/services.
• Collecting and analyzing financial data for proper loan structure for written/verbal presentation to loan committee.
• Manage commercial calling program for existing customers
• Responsible for commercial customer growth through the development of an aggressive calling plan.
• Responsible for the growth of existing commercial customer relationships as well as new client relationships.
• Responsible for negotiating customer loan documentation and facilitating loan closings.
• Assumes responsibility for complex accounts
• Carries out a variety of business development activities to identify bank prospects, develops key centers of influence, actively participates in industry events and organizations.
• Ensures compliance with existing loan policies and procedures .
• Collaborates with commercial banking tea and credit teams to prepare new loan requests, prescreens, and committee presentations.
• Works with Product partners including Treasury Management and Private Banking to establish products/services for commercial customers.
• Responds to various customer questions and as needed directs to appropriate party and provides follow through.
• Actively participates in monthly and quarterly loan portfolio review meetings.
• Collaborates with Portfolio Manages to manage existing loan portfolio.
• Monitors and documents performance of existing loan portfolio through call memos, site visits, financial collection / review, including annual reviews and business development plans.
• Monitors maturing loans and financial/covenant/documentation exceptions.
• Provides mentoring and guidance to less seasoned Commercial Bankers given level of experience.
• Manages loan payment delinquency within their loan portfolio.
• Maintains a good working relationship with bank employees.
• Demonstrates strong interpersonal skills with the ability to work independently, as well as motivated to work as a team player to contribute to the success of the department and in turn, the organization.
• Assumes additional responsibilities as required.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level