Commercial Banker V

S&T Bank • North Shore, VA

7d • $75,000 - $184,800 • Onsite

About The Position

Assume the primary responsibility for managing existing and growing commercial banking relationships

Requirements

• Requires a four-year college degree or equivalent, major in Finance/Accounting.
• Ten plus years specialized lending experience.

Responsibilities

• Interviews customers and prospective customers to identify loan/deposit opportunities
• Develops and enhances banking relationships with commercial customers by selling loan, deposit, and fee products/services.
• Collecting and analyzing financial data for proper loan structure for written/verbal presentation to loan committee.
• Manage commercial calling program for existing customers
• Responsible for commercial customer growth through the development of an aggressive calling plan.
• Responsible for the growth of existing commercial customer relationships as well as new client relationships. Moved to its own bullet point
• Responsible for negotiating customer loan documentation and facilitating loan closings.
• Assumes responsibility for complex accounts
• Carries out a variety of business development activities to identify bank prospects, develops key centers of influence, actively participates in industry events and organizations.
• Ensures compliance with existing loan policies and procedures .
• Collaborates with commercial banking tea and credit teams to prepare new loan requests, prescreens, and committee presentations.
• Works with Product partners including Treasury Management and Private Banking to establish products/services for commercial customers.
• Responds to various customer questions and as needed directs to appropriate party and provides follow through.
• Actively participates in monthly and quarterly loan portfolio review meetings.
• Collaborates with Portfolio Manages to manage existing loan portfolio.
• Monitors and documents performance of existing loan portfolio through call memos, site visits, financial collection / review, including annual reviews and business development plans.
• Monitors maturing loans and financial/covenant/documentation exceptions.
• Provides mentoring and guidance to less seasoned Commercial Bankers given level of experience.
• Manages loan payment delinquency within their loan portfolio.
• Maintains a good working relationship with bank employees.
• Demonstrates strong interpersonal skills with the ability to work independently, as well as motivated to work as a team player to contribute to the success of the department and in turn, the organization.
• Assumes additional responsibilities as required.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 1-10 employees