Commercial Banker - Commercial Banking Admin MOR

Wesbanco Bank • Morgantown, WV

93d

About The Position

Responsible for the management of borrowing and depository relationships with commercial clients, focusing on Lending. In addition, you will also be responsible for the solicitation of new commercial clients through direct sales calls. The development of community and business relationships is necessary to facilitate sales referrals to our sales partners (trust, insurance, treasury management, retail, mortgage partners) and to maintain knowledge of local business conditions. This commercial banking officer must also support the Bank's CRA lending initiatives.

Requirements

• Bachelor's Degree (B.S.) degree or equivalent from four-year College or university.
• 3 years related experience and/or training; or equivalent combination of education and experience to include the management of Commercial Real Estate relationships.
• Ability to work under pressure.
• Possess clear, concise, effective written and oral communication skills.
• Must possess a high degree of leadership skills.
• Willingness to provide a high level of professional service.
• Must be willing to work as part of a team.

Responsibilities

• Originates and manages lending and deposit relationships with middle market as well as larger commercial customers.
• Maintains and effectively manages an individual commercial portfolio in all respects.
• Analyzes financial statements and customer profiles to support the needs of existing and potential customers.
• Works with other bank departments, such as CRM and BBS to effectively manage the credit process.
• Works on multiple complex projects simultaneously, and successfully.
• Works closely with the Special Asset Unit in the collection of past due loans and workout of problem credits.
• Actively participates in community and civic organizations.
• Promotes banking services to existing and prospective commercial customers.
• Assists with the coordination of CRA lending initiatives within the corporate lending department.
• Supports the bank's sales culture.
• Originates, develops and maintains relationships with commercial customers for their financial needs through direct and ongoing sales calls and referrals.
• Provides loan structures to meet customer needs and ensures that appropriate documentation exists in order to adequately protect the bank.
• Originates new business opportunities through outside business development sales calls to centers of influence and prospective customers.
• Follows up all internal and external customer referrals.
• Actively supports all internal business units by providing quality referrals through development of community and business relationships.
• Responsible for the sales management of assigned accounts.

What This Job Offers

• Career Level: Mid Level
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree