Commercial Asset Consultant Sr

PNC Bank • Charleston, SC

1d

About The Position

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a Commercial Asset Consultant, Sr. within PNC's Commercial Asset Team (CAT), you will be based in Charleston, SC. Job Description Administers large-level-risk transactions for clients with the goal of minimizing losses and optimizing resolutions. Gathers financial data, prepares analysis and develops workout strategy and alternatives for a portfolio. Reviews relevant documents and transaction deal structure. Negotiates workout options with customers to reduce risks and losses. Works with internal and external business partners and borrowers to better secure collateral coverage. Adheres to established policies, procedures and regulations. Evaluates an asset or the customer's cash flow, balance sheet, long-term business plans and other relevant financial information. Participates and or leads communications with bank group members and third parties including the OCC, Credit Risk Review, and Internal Audit. .Works with internal business partners on negotiations and documentation to mitigate risk. May mentor peers. May participate in regulatory discussions. PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

Requirements

• Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role.
• Roles at this level typically require a university / college degree, with 5+ years of industry-relevant experience.
• Specific certifications are often required.
• In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.

Nice To Haves

• Asset Management
• Capital Management
• Commercial Lending Training
• Corporate Finance
• Decision Making
• Financial Accounting
• Financial Management
• Financial Operations
• Investment Strategies
• Revenue Recognition
• Accuracy and Attention to Detail
• Analytical Thinking
• Collateral Management
• Credit Analysis and Verification
• Data Gathering and Reporting
• Effective Communications
• Financial Statement Analysis
• Negotiating
• Problem Solving
• Regulatory Environment - Financial Services

Responsibilities

• Administers large-level-risk transactions for clients with the goal of minimizing losses and optimizing resolutions.
• Gathers financial data, prepares analysis and develops workout strategy and alternatives for a portfolio.
• Reviews relevant documents and transaction deal structure.
• Negotiates workout options with customers to reduce risks and losses.
• Works with internal and external business partners and borrowers to better secure collateral coverage.
• Adheres to established policies, procedures and regulations.
• Evaluates an asset or the customer's cash flow, balance sheet, long-term business plans and other relevant financial information.
• Participates and or leads communications with bank group members and third parties including the OCC, Credit Risk Review, and Internal Audit.
• Works with internal business partners on negotiations and documentation to mitigate risk.
• May mentor peers.
• May participate in regulatory discussions.

Benefits

• PNC offers a comprehensive range of benefits to help meet your needs now and in the future.
• Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.
• In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 8 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.
• To learn more about these and other programs, including benefits for full time and part-time employees, visit Your PNC Total Rewards .

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level