Commercial and Investment Banking Credit Risk - Vice President

JPMorgan Chase & Co.•Plano, TX

48d

About The Position

Bring your Expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As a Vice President in Wholesale Credit Risk in the Consumer, Retail and Healthcare team, you will play a key role in managing and monitoring client credit exposures across diverse industry classes. You will have the opportunity to leverage your analytical skills and industry knowledge to make impactful credit decisions, collaborate with colleagues across teams, and help drive innovation and efficiency. Together, we support our clients' credit needs while balancing the risk-return needs of the firm, fostering a culture of compliance, and developing junior team members.

Requirements

Bachelor's degree required
Completion of a major corporate bank credit training program or equivalent experience
Five years of related experience in credit risk, banking, or corporate finance
Excellent accounting and corporate finance expertise
Strong analytical and financial modeling ability
Solid knowledge of loan and derivative products, documentation, and structuring
Experience negotiating legal documents associated with credit products
Outstanding verbal and written communication skills
Strong interpersonal skills and ability to work well under pressure in teams
Proficiency in Excel, PowerPoint, and Word software
Exceptional work ethic

Nice To Haves

MBA or CFA designation
Experience supporting Consumer, Retail, Healthcare, or other industry groups such as Technology, Media and Telecommunications, Diversified Industries, Automotive and Transportation, Aerospace and Defense, Airlines, Natural Resources, and Energy
Interest in client interaction and relationship management
Experience preparing and presenting risk reviews and tiering analyses
Experience training and mentoring junior team members
Demonstrated ability to drive innovation and efficiency improvements
Experience coordinating work across credit deal teams

Responsibilities

Manage and monitor a portfolio of client credit exposures across industry classes
Take ownership of client credit needs and projects, independently developing credit opinions
Oversee and conduct credit analysis, approving or seeking approval for lending and trading transactions
Provide credit expertise in structuring new loan and derivative transactions
Lead or assist in negotiating, finalizing, and executing documentation for loans and derivatives
Remain current on all aspects of credit relationships, including exposure, compliance, and opportunities
Review ratings, risk assessments, portfolios, clients, and industries in your sector
Prepare and present quarterly and annual risk reviews and tiering analyses
Assign risk ratings and maintain updated credit research on your portfolio of clients
Work with CIB Coverage and Corporate Banking on capital allocation and industry limits
Manage credit due diligence processes for clients, including capital markets transactions
Coordinate and allocate work across credit deal teams
Review and approve written credit approval documents, including financial analysis and modeling
Train, mentor, and develop Analysts and junior team members
Help drive and support innovation and continuous efficiency improvements