At Citizens, we're more than a bank and here you'll experience new things, create new opportunities, think beyond your role and make an impact. While in this role, you will support the delivery of expert support and advice to the business on risk management. It is important to note that you will also participate in interpreting and complying with the risk policy standards, laws, regulations, and risk management framework. Most importantly, you'll feel valued for who you are and supported to achieve what's Important to you, personally and professionally! As the Collection & Default Strategy Sr Professional, you will monitor performance for the Student Loan portfolio, design risk-based segmentation, enhance operational treatment strategies, and drive incremental, long-term improvement. Working closely with Collections Leadership and Agency Performance Management, you will evolve outreach and treatment strategies with the objective of increasing customer response and positively impacting the bottom line. This position requires you to develop analytical routines to identify new opportunities, adhoc analytics to formulate new strategies, and become a subject matter expert, advising our businesses partners, on effective ways to improve loss performance, lower expenses, implement best practices, all of which, align to our Citizens brand.