Collateral Analyst

Cgb Agri Financial Services • New York, NY

207d • $68,109 - $90,507

About The Position

Thank you for your interest in joining our team! At CGB, you can contribute to meaningful work, grow professionally and personally, and belong in a place where everyone has a voice. Founded in 1969, CGB Enterprises, Inc. is known as an innovative and progressive leader in the grain and transportation industries. The combination of our assets provides a growing organization that is celebrating over 50 years of strength and stability! AgriFinancial, a subsidiary of CGB Enterprises, Inc., is a premier, nationwide ag lender offering an array of flexible financial solutions and expertise to help landowners achieve their goals. Backed by CGB and partnered with a broad group of capital resources, our dedicated team of ag experts will work to find the right solution to fit you. Join our team as an expert individual contributor in agricultural lending, where you'll lead the appraisal process, ensure accurate collateral evaluation, and collaborate with internal teams and clients to support sound, strategic lending decisions.

Requirements

• Education Required - Bachelor's degree in Agriculture, Finance, Business, or related field.
• Experience Required - None.
• License/Certification Required - Valid driver's license and satisfactory driving record.
• Required - State Certified General Appraisal License or ability to pursue and obtain license and continued education.

Nice To Haves

• Preferred - Experience in agriculture.

Responsibilities

• Perform internal appraisals of agricultural properties, research and analyze subject property data and market data to provide current collateral valuations.
• Engage appraisers from approved list of appraisers, manage bidding process, award process, and report delivery process.
• Respond to inquiries from appraisers regarding property data and appraisal assignment conditions.
• Review and analyze appraisals performed by external appraisers in compliance with appropriate compliance and/or regulatory rules and confirm appraisal valuation is accurate/acceptable and collateral is acceptable as related to the scope of the assignment to meet investor requirements.
• Prevent delays by providing notification and appropriate coaching for requested revisions.
• Drive panel performance by developing and managing high-trust vendor relationships.
• Communicate with loan officers regarding appraisal assignment requirements, conditions and status.
• Respond to inquiries from credit analysts, loan officers, and members of senior management in order to resolve appraisal disputes and concerns.
• Serve as a peer and subject matter expert for QC escalations from our appraiser panel.
• Build and maintain professional relationships with internal staff, customers, and vendors.
• Complete all required qualifying and continuing appraisal education to receive &/or stay current with appraisal license.
• Other duties as assigned.

Benefits

• 401(k) retirement plan with company contributions
• Medical, prescription drug, dental, vision, life, & disability benefits
• Flexible spending accounts
• Paid leave (holidays, vacation, sick)
• Wellness programs
• Recognition programs
• Community involvement opportunities

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree