CNB Bank, Credit Analyst

CNB Financial Corporation • Clearfield, PA

90d

About The Position

Credit Analysts are committed and significantly influential to the commercial lending process, assisting business development officers and members of management to make timely lending decisions that are beneficial to the Bank. In this position, a credit analyst reviews and analyzes business financial statements, personal financials, credit bureaus, debt schedules, collateral values, and industry trends to prepare concise and accurate reports for approval by management. Senior analysts may be asked to support in the training of junior analysts, as well as to assist department management in preparing reports for Senior Management.

Requirements

• High school diploma or general education degree (GED) is required
• Secondary education (i.e. Associates Degree or higher) is preferred
• Prior analyst experience is preferred
• Ability to read, comprehend, and interpret documents
• Possesses professional communication and interpersonal skills to write and speak effectively
• Ability to utilize telephone systems and possess good digital literacy including email, internet and intranet use
• Ability to add, subtract, multiply, and divide in all units of measure
• Ability to calculate and understand financial ratios and cash flow
• Ability to apply common sense understanding to carry out instructions
• Ability to solve challenging problems involving several variables

Responsibilities

• Analyze Business and personal financial statements
• Analyze Collateral Coverage
• Prepare Presentation Reports for Management to Decision Potential New Loans
• Prepare Reports for the Annual Review of Revolving Lines of Credit

Benefits

• Medical, Dental, Vision & Life Insurance
• 401K with company match
• Paid Time Off & Recognized Holidays
• Leave policies
• Voluntary Benefit Options (Life, Accident, Critical Illness, Hospital Indemnity & Pet)
• Employee Assistance Program
• Employee Health & Wellness Program
• Special Loan and Deposit Rates
• Gradifi Student Loan Paydown Plan
• Rewards & Recognition Programs and much more!

What This Job Offers

• Career Level: Entry Level
• Education Level: High school or GED