Closer

Direct Mortgage Loans•Gilbert, AZ

2d•$50,000 - $55,000•Onsite

About The Position

The Mortgage Closer is responsible for managing residential loan files from “clear to close” through funding. This role ensures all loan documents are accurate, compliant, and completed on time while coordinating with lenders, title companies, attorneys, and internal teams to achieve a smooth and timely closing.

Requirements

High school diploma or equivalent required; associate’s or bachelor’s degree preferred
2+ years of experience in mortgage closing, escrow, or title services preferred
Strong knowledge of residential mortgage loan processes and closing regulations
Familiarity with loan origination systems (e.g., Encompass or similar)
Excellent attention to detail and organizational skills
Strong communication and customer service skills
Ability to manage multiple files and meet tight deadlines
Regulatory compliance knowledge
Document review and quality control
Time management and prioritization
Problem-solving and decision-making
Professional written and verbal communication
Ability to sit for extended periods and work on a computer
Ability to manage stress in a high-volume environment

Nice To Haves

Experience with Non-QM loan products and HELOCs is a plus

Responsibilities

Prepare, review, and balance closing disclosures and closing documents in compliance with federal, state, and investor guidelines
Coordinate closing dates and funding with title companies, attorneys, and loan officers
Ensure all underwriting conditions are satisfied prior to closing
Review title commitments, insurance policies, and closing statements for accuracy
Communicate closing instructions and requirements to all parties involved
Verify loan terms, fees, and figures prior to funding
Ensure documents are properly executed and returned for post-closing
Maintain accurate records and update loan status in the loan origination system
Resolve closing issues and discrepancies promptly
Adhere to regulatory requirements including TRID, RESPA, TILA, and company policies