Closer

ResiCentral

78d

About The Position

The Closer will prepare and review closing documents for mortgage loans working in both retail and wholesale channels. The Mortgage Closer is to coordinate the closing process by confirming that all documents are correct, within compliance, and meet agency guidelines. This position will also be responsible for performing a multitude of tasks such as preparing closing documents, being a point of contact, coordinating closings, and ensuring loans are compliant.

Requirements

• Ability to prioritize projects
• Experienced in Microsoft Word, Excel, PowerPoint, and Outlook
• Ability to meet critical deadlines in a dynamic, rapidly changing environment
• Understanding of working with highly sensitive and confidential matters
• Trustworthy, honest, and display a high level of integrity
• Obsess over detail and accuracy
• Flexibility in an ever-changing industry and start-up environment
• Thrive in a dynamic, fast-paced environment and in the face of ambiguity
• Professional demeanor and strong work ethic
• Strong written/verbal communication skills
• Unwavering attention to detail
• Provide exemplary service in all client interactions and communications

Nice To Haves

• A College degree is desired
• Previous remote work experience desired

Responsibilities

• Issue the Initial and Signing Closing Disclosure; ensure fees meet RESPA and TILA requirements; address any tolerance cures
• Validate the Final Closing Disclosure fees and ensure it meets underwriting guidelines for cash to close and cash back to borrower
• Verify required information within the loan file such as spelling of borrower’s names, property address, lock expiration, flood cert
• Confirm compliance documents meet TRID requirements
• Review of tax bill and ensure that the borrower’s escrow account is setup in accordance with federal guidelines
• Draw closing documents in accordance with federal, state and investor guidelines
• Knowledge of closing package documents as well as wet/dry state requirements
• Review executed loan documents for accuracy and compliance, and to ensure borrower signature and dates meet guidelines
• Responsible for addressing and clearing all Prior to Funding and Closing conditions
• Review compliance and fraud reports and address any alerts
• Perform final verbal verification of employment
• Work independently and manage assigned pipeline ensuring that expected turn times and production goals are met
• Ensure all calls and emails are responded to in a timely manner
• Provide elite client service

Benefits

• Monday through Friday 8-5 or 9-6 EST

What This Job Offers

• Job Type: Full-time
• Education Level: High school or GED