Closer II

NFM Lending•Encinitas, CA

1d•$25 - $35

About The Position

The Closer is responsible for auditing loan files to prepare Closing documents. The Closer works closely with all involved parties to ensure timely and complete closing packages, demonstrating strong attention to detail and effective communication skills throughout the closing process.

Requirements

Minimum three years experience in loan closing
Proficient time management
Effective communication skills
Audit loan files per company, Federal, and State guidelines for compliance.
Input and audit loan data to ensure accuracy and completeness of loan files.
Ensure accuracy and completeness of all closing documentation.
Review Titles, Contracts of Sale, GFEs, TILs, Homeowners, Appraisals, and Photo IDs.
Conduct final Compliance Ease check on each loan to ensure compliance with state and Federal High-Cost tests.
Review all final HUDs before document release and address tolerance violations.
Collaborate with the Processing/Underwriting team and title company to verify and fulfill conditions before final closing scheduling.
May require occasional overtime and travel.
Expected to maintain satisfactory attendance and report to work on time daily.

Responsibilities

Audit loan files per company, Federal, and State guidelines for compliance.
Input and audit loan data to ensure accuracy and completeness of loan files.
Ensure accuracy and completeness of all closing documentation.
Review Titles, Contracts of Sale, GFEs, TILs, Homeowners, Appraisals, and Photo IDs.
Conduct final Compliance Ease check on each loan to ensure compliance with state and Federal High-Cost tests.
Review all final HUDs before document release and address tolerance violations.
Collaborate with the Processing/Underwriting team and title company to verify and fulfill conditions before final closing scheduling.
May require occasional overtime and travel.
Expected to maintain satisfactory attendance and report to work on time daily.
Additional tasks as assigned.