Client Account Exec II

Pathward, N.A.

1d•$60,000 - $100,500•Hybrid

About The Position

Responsible for ensuring Partner underwritten loans conform with Partner program credit guidelines in a timely manner, resulting in an acceptable level of credit risk and an appropriate risk return relationship. Facilitate the validation of external credit partners ensuring credit risk meets simple credit box standards. Work with Partner Development Executive to ensure Partners and Clients understand our company's requirements and their responsibilities. Manage the entire underwriting process through closing and affect a smooth transition to Portfolio. Manage existing Partner generated loans through their life cycle.

Requirements

Bachelor's degree or equivalent education and work experience
Typically, 3+ years with bachelor's or equivalent.
Business Acumen
Customer Focus
Collaborates
Communication Skills
Negotiating

Responsibilities

Underwrite deals prudently and efficiently within existing Program Standards for deals that fall outside of simple credit box standards.
Understand and apply minimum underwriting standards based on assigned simple credit box.
Collaborate closely with the Partner Development Executive with assigned partner to provide a consultative/value-added credit perspective, both prior to proposal issuance and thereafter.
Review and analyze new deal packages for content and completeness and conduct initial interviews with prospects.
Order and review due diligence and documentation including field exams.
Review and analyze financial statement spreads and understand cash flows.
Visit prospect locations and meet management of the business prior to closing for transactions over a predetermined amount.
Review reporting requirements and processing with clients.
Coordinate the pre-funding process with the documentation team assigned.
Oversee closing documentation process in conjunction with the closing team.
Other duties as assigned.