Claims Counsel - DHI Title Insurance

D.R. Horton•Tampa, FL

6d•$120,000 - $140,000•Remote

About The Position

D.R. Horton, Inc. is currently looking for a Claims Counsel. The right candidate is responsible for managing, evaluating, and resolving title insurance claims and related disputes. This role provides legal analysis and strategic guidance on complex title, escrow, underwriting, and real estate matters, mitigates financial and legal risk, and partners closely with operations, underwriting, and leadership teams to support consistent, compliant claims handling nationwide. This position may be performed remotely. Candidates residing in Texas, Colorado, Arizona, Florida, Georgia, Connecticut, Louisiana, and Wisconsin will be considered.

Requirements

Juris Doctor (J.D.) from an ABA‑accredited law school
Active license to practice law in at least one U.S. jurisdiction; ability to obtain admission in additional jurisdictions as needed
Minimum of 5 years of legal experience in title insurance claims, real estate litigation, insurance defense, or related practice areas
Strong knowledge of title insurance policies, real property law, and escrow practices
Experience managing litigation and working effectively with outside counsel
Proven ability to evaluate risk, exercise sound judgment, and negotiate favorable claim outcomes
Strong computer skills are required. Proficiency in Microsoft Office applications and the ability to learn new programs/systems quickly is essential
Ability to apply common sense understanding to carry out instructions furnished in written and oral form or via DRH applications
Ability to sit for majority of 8-hour workday; use hands and fingers to handle or feel; reach with hands and arms; talk and hear. Specific vision abilities required by this job include close vision and peripheral vision
The noise level is generally moderate

Nice To Haves

Prior experience with a national title insurance underwriter or large real estate‑focused organization
Familiarity with multi‑state regulatory environments and high‑volume claims operations
Background in process improvement, risk management, or claims analytics

Responsibilities

Manage title insurance claims from initial notice through resolution, including coverage analysis, investigation, negotiation, settlement, and litigation oversight
Analyze title policies, commitments, endorsements, escrow instructions, and real property records to determine coverage, liability exposure, and appropriate claim strategy
Provide legal advice and guidance to claims, underwriting, escrow, and operational teams on title, real estate, and insurance‑related legal issues
Direct and oversee outside counsel handling title claims and related litigation, including case strategy, budgeting, performance management, and settlement authority
Negotiate claim resolutions, settlements, and releases in alignment with corporate risk tolerance, financial objectives, and regulatory requirements
Ensure claims handling practices comply with applicable state insurance regulations, title insurance laws, and internal governance standards
Maintain accurate documentation, reporting, and file management to support audits, regulatory inquiries, and executive reporting
Identify emerging claim trends, systemic risks, and root causes, and collaborate with business partners to recommend corrective actions, training, or process improvements
Conduct all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company
Ability to travel overnight