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The Chief Risk Officer (CRO) is responsible for the strategic planning and oversight of the enterprise-wide risk management framework, policies, and processes within a banking environment. This role involves managing and monitoring risk exposure across all banking and financial services activities, ensuring compliance with legal and regulatory requirements, and integrating risk management with business planning. The CRO serves as a liaison between bank management and the Board of Directors, providing insights on risk management policies and contributing to the development of business unit strategies.