Chief Medical Director, Global Medical Team

Sun Life•Baltimore, MD

1d•Hybrid

About The Position

Sun Life U.S. is one of the largest providers of employee and government benefits, helping approximately 50 million Americans access the care and coverage they need. Through employers, industry partners and government programs, Sun Life U.S. offers a portfolio of benefits and services, including dental, vision, disability, absence management, life, supplemental health, medical stop-loss insurance, and healthcare navigation. We have more than 6,400 employees and associates in our partner dental practices and operate nationwide. Visit our website to discover how Sun Life is making life brighter for our customers, partners and communities. Job Description: Sun Life embraces a hybrid work model that balances in-office collaboration with the flexibility of virtual work. Internal candidates are not required to relocate near an office. The opportunity: The Chief Medical Director, Global Medical Team role offers an opportunity to apply your clinical expertise and leadership skills to shape Sun Life’s medical underwriting strategies. Reporting to the Corporate Chief Underwriter, this position will contribute to the strategy of identifying and implementing innovative enhancements and efficiencies to our underwriting approach by using analytics, as well as advances in medical science and technology delivering a more simplified purchase process for the customer and more favorable overall results for the company. In addition to a focus on the Global marketplace, the Chief Medical Director will be responsible at times for researching medical conditions of importance to insurance underwriting and consulting and collaborating with other members of the global offices of Sun Life to suggest enhancements to our global proprietary guidelines and approaches. The ideal candidate is a licensed MD with minimum experience of 10-15 years of clinical practice in internal medicine or any sub-specialties or insurance medicine experience, sound understanding of an insurance companies various business operations, and expert knowledge of medical science, technology and their impact on mortality.

Requirements

Ability to work with a diverse range of people
MD with 10–15 years of experience in insurance medicine; board certification preferred
Medical degree from an accredited U.S., Canadian, or equivalent institution
Clinical practice experience; specialty certification in Internal Medicine or a related sub‑specialty (e.g., Cardiology) preferred
Deep expertise in insurance medicine and life insurance, including clinical medicine and human pathology
Extensive experience in medical underwriting and global risk assessment; exposure to Asian, Canadian, and U.S. markets preferred
Strong analytical, statistical, and research capabilities, including technical and medical writing
Experience developing and revising underwriting guidelines and manuals preferred
Ability to translate evolving medical science into practical insurance medicine applications
Strong quantitative skills, with a working understanding of insurance pricing
Ability to quickly adapt to insurance medicine, distinct from clinical practice and research
Excellent communication and interpersonal skills
Proven ability to lead and collaborate within small, high‑performing teams, motivating others, delegating effectively, and resolving issues constructively

Responsibilities

Lead a team of MDs across the global Sun Life enterprise to maintain exemplary service standards and quality of work provided on case consultations to the Life Underwriters who hold a variety of approval limits, including large multi-million lines of coverage.
Maintaining an industry presence, building and maintaining networks and relationships with internal and external partners and keeping informed of developing medical and technical advancements as well as an awareness of industry rules and regulations that may affect underwriting.
Active participation in industry committees and working groups (ex. AIM Committee)
Ensuring company remains at the forefront of underwriting by actively monitoring and reviewing changing medical science and translating its applicability to insurance medicine, conducting research, drawing conclusions and making recommendations appropriate for underwriting.
Responsible for participating and developing the medical content of the proprietary underwriting manual WWUM (Sun Life World Wide Underwriting Manual).
Translate complex medical research into underwriting guidelines.
Consulting and providing input/content for underwriting-related marketing, educational and promotional materials for various health associated causes supported by Sun Life.
Providing education to Sun Life Global Underwriting teams.
Consulting with Underwriting audit team on case assessments.
Acting as secondary liaison with reinsurance Medical Directors.
Liaison for our high cost drug business to determine veracity, efficacy of newly approved (FDA) drugs for rare diseases.
Providing medical support for the International divisions and corporate Chief underwriter.
Work with medical directors across the enterprise to ensure adherence to corporate governance and create strong working relationship

Benefits

At Sun Life, we prioritize your well-being with comprehensive benefits, including generous vacation and sick time, market-leading paid family, parental and adoption leave, medical coverage, company paid life and AD&D insurance, disability programs and a partially paid sabbatical program.
Plan for your future with our 401(k) employer match, stock purchase options and an employer-funded retirement account.
Enjoy a flexible, inclusive and collaborative work environment that supports career growth.
We’re proud to be recognized in our communities as a top employer.
Proudly Great Place to Work® Certified in Canada and the U.S., we’ve also been recognized as a "Top 10" employer by the Boston Globe's "Top Places to Work" for two years in a row.

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