Chief Financial Officer

Farm Credit Services of America•Columbia, SC

3d•Hybrid

About The Position

Chief Financial Officer (Hybrid - Columbia, SC) The Chief Financial Officer (CFO) provides enterprise financial leadership for a regulated Farm Credit institution, ensuring the accuracy and integrity of financial reporting, prudent capital, liquidity, and interest-rate risk management, as well as effective internal control over financial reporting. The CFO partners with the CEO and Board to align financial strategy with the risk appetite and business plans, and ensures compliance with Farm Credit Administration (FCA) disclosure, reporting, and risk-management expectations that are appropriate to the bank's size and complexity. What you'll do Financial Strategy, Reporting & Controls Oversee GAAP financial reporting and disclosures , ensuring accurate quarterly/annual shareholder reports and timely regulatory submissions (e.g., Uniform Call Report) consistent with FCA requirements. Lead budgeting, forecasting, and performance analysis to inform strategic decisions and the Board reporting. Maintain and assess the system of internal control over financial reporting; remediate deficiencies using recognized frameworks and practices. Serve as primary liaison to examiners on financial reporting matters; ensure timely, accurate responses and corrective actions. Capital, Liquidity & Balance-Sheet Risk (ALM) Direct asset-liability management (ALM) and treasury activities, including oversight of interest rate and liquidity risk within Board-approved limits and policies. Chair or contribute to ALCO ; recommend strategies for earnings stability, market-value-of-equity sensitivity, and liquidity buffers proportionate to institutional complexity. Lead capital planning and scenario analysis to assess resilience and inform capital adequacy plans; translate insights into actionable management/Board recommendations. Oversee investment, funding, and contingency-liquidity strategies aligned with FCA Part 615 objectives. Governance, Compliance & Enterprise Partnership Ensure compliance with FCA disclosure and investor-reporting expectations applicable to the System banks and related Funding Corporation disclosures. Internal Control over Financial Reporting (ICFR) Establish and oversee a proportionate ICFR program aligned to COSO principles; set expectations for design effectiveness, operating effectiveness, and documentation appropriate to the institution’s size and complexity. Lead annual ICFR assessment and management reporting; ensure identified control deficiencies are evaluated promptly and remediated with clear ownership, milestones, and monitoring. Coordinate with control owners to validate key financial reporting controls (including entity-level, process, and IT-dependent controls) and to evidence results for examinations and audits. Ensure financial reporting and disclosures to shareholders/regulators comply with FCA guidance and Farm Credit reporting requirements (e.g., shareholder reports and Call Reports), supported by effective ICFR. Provide periodic ICFR status updates , highlighting control health, significant deficiencies/material weaknesses, and remediation progress. Major Responsibilities and Tasks Provide clear, decision-useful reporting to the CEO , Board, and committees; align financial plans with risk appetite and strategic priorities. Build and develop finance, accounting, and treasury talent ; establish succession and capability plans appropriate to scale. Coordinate with Risk, Lending, Operations, and Technology leaders to ensure financial implications and control considerations are embedded in key initiatives.

Requirements

A bachelor's degree in Accounting, Finance, Economics, or a related field is required.
10 years of progressive finance leadership within a regulated financial institution (Farm Credit, banking, or comparable), including oversight of accounting/financial reporting and ALM/treasury.
4-6 years of direct management experience is required.
Certified Public Accountant (CPA) certification required.

Nice To Haves

A master's degree in Accounting, Finance, Economics, or a related field is preferred.

Responsibilities

Oversee GAAP financial reporting and disclosures , ensuring accurate quarterly/annual shareholder reports and timely regulatory submissions (e.g., Uniform Call Report) consistent with FCA requirements.
Lead budgeting, forecasting, and performance analysis to inform strategic decisions and the Board reporting.
Maintain and assess the system of internal control over financial reporting; remediate deficiencies using recognized frameworks and practices.
Serve as primary liaison to examiners on financial reporting matters; ensure timely, accurate responses and corrective actions.
Direct asset-liability management (ALM) and treasury activities, including oversight of interest rate and liquidity risk within Board-approved limits and policies.
Chair or contribute to ALCO ; recommend strategies for earnings stability, market-value-of-equity sensitivity, and liquidity buffers proportionate to institutional complexity.
Lead capital planning and scenario analysis to assess resilience and inform capital adequacy plans; translate insights into actionable management/Board recommendations.
Oversee investment, funding, and contingency-liquidity strategies aligned with FCA Part 615 objectives.
Ensure compliance with FCA disclosure and investor-reporting expectations applicable to the System banks and related Funding Corporation disclosures.
Establish and oversee a proportionate ICFR program aligned to COSO principles; set expectations for design effectiveness, operating effectiveness, and documentation appropriate to the institution’s size and complexity.
Lead annual ICFR assessment and management reporting; ensure identified control deficiencies are evaluated promptly and remediated with clear ownership, milestones, and monitoring.
Coordinate with control owners to validate key financial reporting controls (including entity-level, process, and IT-dependent controls) and to evidence results for examinations and audits.
Ensure financial reporting and disclosures to shareholders/regulators comply with FCA guidance and Farm Credit reporting requirements (e.g., shareholder reports and Call Reports), supported by effective ICFR.
Provide periodic ICFR status updates , highlighting control health, significant deficiencies/material weaknesses, and remediation progress.
Provide clear, decision-useful reporting to the CEO , Board, and committees; align financial plans with risk appetite and strategic priorities.
Build and develop finance, accounting, and treasury talent ; establish succession and capability plans appropriate to scale.
Coordinate with Risk, Lending, Operations, and Technology leaders to ensure financial implications and control considerations are embedded in key initiatives.