Chief Credit Officer

BANK OF LUXEMBURG • Luxemburg, WI

7d

About The Position

Bank of Luxemburg, proudly recognized as a 2025 Top Workplace, is seeking a strategic and community‑minded Chief Credit Officer (CCO) to join our Executive Team. This opportunity is open due to an upcoming retirement and offers the chance to lead a strong credit culture while contributing to our mission To Have a Positive Impact on People’s Lives. If you are an experienced credit leader who values teamwork, continuous improvement, transparency, and exceptional customer service, we invite you to consider this influential role. The Chief Credit Officer provides strategic leadership and oversight of the Bank’s credit administration, underwriting standards, portfolio quality, and credit risk management practices. As a key advisor to executive leadership, the CCO ensures sound credit decisions, regulatory compliance, and alignment with the Bank’s long‑term growth goals. This role directly oversees the Credit Department, including Credit Analysts and the AVP Special Assets Manager, and plays a central role in shaping the Bank’s credit culture. What You’ll Do The CCO leads with a balance of strategic insight and operational excellence. Core responsibilities include: Providing direction, coaching, and development for the Credit Department to ensure strong performance and adherence to policy and regulatory standards. Overseeing underwriting quality, loan presentations, risk ratings, and credit approval processes to ensure sound credit decisions. Managing the Bank’s loan review, real estate valuation, and environmental processes to identify trends, mitigate risk, and maintain portfolio quality. Leading the Collections and Special Assets functions, including delinquency management, workouts, and legal proceedings. Presenting timely and comprehensive loan portfolio reporting to the Board of Directors, including CECL, concentrations, delinquency trends, and criticized assets. As a member of the Executive Team, the CCO collaborates closely with the President, Chief Lending Officer, Chief Retail Officer, and other leaders to guide strategic planning, loan policy development, and credit‑related initiatives. QualificationsWhat You Bring We are seeking a seasoned credit professional who demonstrates sound judgment, strong leadership, and a commitment to community banking. Successful candidates will have: At least 10 years of experience in credit and risk management, including supervisory responsibilities. Deep knowledge of lending, credit, collections, and regulatory requirements. Strong analytical, communication, and problem‑solving skills. The ability to lead, coach, and develop high‑performing teams. A professional presence and the ability to build trust across the organization and community. Why Bank of Luxemburg Joining Bank of Luxemburg means becoming part of a mission‑driven organization rooted in community involvement and continuous improvement. If you are ready to make a meaningful impact and help shape the future of a community‑focused financial institution, we encourage you to apply.

Requirements

• At least 10 years of experience in credit and risk management, including supervisory responsibilities.
• Deep knowledge of lending, credit, collections, and regulatory requirements.
• Strong analytical, communication, and problem‑solving skills.
• The ability to lead, coach, and develop high‑performing teams.
• A professional presence and the ability to build trust across the organization and community.

Responsibilities

• Providing direction, coaching, and development for the Credit Department to ensure strong performance and adherence to policy and regulatory standards.
• Overseeing underwriting quality, loan presentations, risk ratings, and credit approval processes to ensure sound credit decisions.
• Managing the Bank’s loan review, real estate valuation, and environmental processes to identify trends, mitigate risk, and maintain portfolio quality.
• Leading the Collections and Special Assets functions, including delinquency management, workouts, and legal proceedings.
• Presenting timely and comprehensive loan portfolio reporting to the Board of Directors, including CECL, concentrations, delinquency trends, and criticized assets.

What This Job Offers

• Job Type: Full-time
• Career Level: Executive
• Education Level: No Education Listed
• Number of Employees: 101-250 employees