Farmers National Banc-posted 2 months ago
Full-time • Executive
Canfield, OH
501-1,000 employees
Credit Intermediation and Related Activities

The Chief Banking Officer (CBO) will oversee and lead all Credit and non-retail Lending divisions of the Company. The CBO is responsible for strategically planning, communicating, and executing the Company lending and credit quality philosophy by engaging internal and external resources to grow the loan portfolio within an acceptable risk profile. This role involves coordinating with the CEO, CFO, and other executives to establish goals, priorities, policies, and processes that enable the Company to achieve expected performance levels related to lending and credit quality. The CBO will work to establish lending goals for C&I, CRE, Ag, and Mortgage Lending, along with Treasury Management. Additionally, the CBO is responsible for setting and enforcing the overarching credit evaluation philosophy and practice for the organization, managing all Credit Support areas such as Loan Administration, Loan Document Processing, and Credit Analysis. As an executive, the CBO must create and strengthen relationships with employees to foster teamwork, trust, and a supportive culture.

  • Ensure that all operational aspects of the Bank's Mortgage Lending and Underwriting activities operate in a safe and sound manner.
  • Lead the Commercial lending teams by establishing appropriate strategies, goals, and expectations for various loans by type and volume.
  • Oversee the Company's Treasury Management sales and operations activities.
  • Ensure all Mortgage Lending operations are effectively integrated to achieve optimal outcomes for the Bank, clients, and Shareholders.
  • Develop and implement strategies to accommodate current and future organizational plans, programs, and needs.
  • Provide the highest level of customer relations and service.
  • Ensure compliance with Bank policies, procedures, and processes.
  • Oversee the Mortgage Sales lines of business.
  • Meet and interact with various regulatory agencies, representatives, and examiners as necessary.
  • Meet with investors and analysts to report on the current status of the Company.
  • Partner with Senior Leaders in various departments to develop and implement effective processes/procedures.
  • Serve as a member of, or chairperson of various Sr. Management Committees as needed.
  • Promote a positive and engaged partnership with the community by participating in local programs, charities, or meetings.
  • Serve as an active member of the Farmers National Bank Board of Directors.
  • Complete all mandatory and elective training, including BSA and Anti-Money Laundering procedures.
  • Maintain compliance with all appropriate rules and regulations.
  • Complete all other duties as assigned.
  • Bachelor's degree from an accredited four-year college or university in Business Administration or a related field.
  • Minimum of fifteen years financial executive leadership experience; extensive experience in mortgage lending and Treasury Management highly preferred.
  • Minimum of ten years supervisory experience managing multiple departments efficiently.
  • Excellent verbal and written communication skills.
  • Full knowledge of current banking regulations with regard to credit risk.
  • General knowledge of all areas of banking operations, bank finance, and risk management.
  • Strong knowledge of credit policies and lending practices.
  • Excellent computer skills and knowledge; proficient in Word, Excel, Internet navigation/research, and Outlook.
  • Ability to travel on an as-needed basis.
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