Central Underwriter

Regis University•Greer, SC

About The Position

Take your career to the next level! In the last few years our goal has been expansion, creating growth opportunities for many of our team members. Not only are we serious about growth, but we are also serious about helping our customers during hard financial times. We take pride in providing solutions and offering a helping hand, not only to our customers but also to the communities we serve. As we continue to expand and grow into a national leader in consumer financing, we invite you to consider joining our team. If you're passionate about making a meaningful impact in people's lives and bringing a personal touch to finance, we'd love to have you on board! Job Purpose The Centralized Underwriter is responsible for researching and analyzing credit risks, assessing credit history, and approving or denying extension of credit to potential or current customers.

Requirements

Minimum 1 year of Underwriting experience.
Requires PC proficiency in Microsoft Office - Outlook, Word, and Excel.
High School diploma
Must pass pre-employment screenings

Nice To Haves

Bachelor’s degree in a related field such as Business, Finance or Mathematics or equivalent experience
Proven record and extensive background in consumer finance industry.
Detailed oriented and driven to produce results.
Excellent communication skills
Ability to thrive in a fast pace environment
Excellent analytical, problem-solving, organizational, and time management skills.

Responsibilities

Analyze credit data to determine the risk in extending credit.
Make decisions to approve or deny the extension of credit within a set authority established by senior management and state and federal laws.
Develop and maintain positive relationships with branch personnel by providing exceptional customer service on all credit and policy questions to maximize efficiency with the company.
Maintain an environment that facilitates compliance.
Ensure all credit decisions are communicated within the timeline provided by management.
Other duties as assigned by management.